\uc7ac\uac1c\ubc1c\/\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8\uae30 (\uc0c1\uc18d\/\uacf5\uc720 \ud3ec\ud568)<\/title>\r\n <style>\r\n \/* \uae30\ubcf8 \uc2a4\ud0c0\uc77c *\/\r\n body {\r\n font-family: 'Pretendard', 'Malgun Gothic', sans-serif;\r\n background-color: #f0f2f5;\r\n color: #333;\r\n line-height: 1.6;\r\n margin: 0;\r\n padding: 20px;\r\n }\r\n\r\n .container {\r\n max-width: 800px;\r\n margin: 0 auto;\r\n background: white;\r\n padding: 40px;\r\n border-radius: 12px;\r\n box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);\r\n }\r\n\r\n h1 {\r\n text-align: center;\r\n color: #1a1a1a;\r\n margin-bottom: 10px;\r\n }\r\n\r\n .sub-title {\r\n text-align: center;\r\n color: #666;\r\n font-size: 0.9em;\r\n margin-bottom: 30px;\r\n }\r\n\r\n \/* \uc139\uc158 \uc2a4\ud0c0\uc77c *\/\r\n .section {\r\n margin-bottom: 25px;\r\n padding: 25px;\r\n background-color: #ffffff;\r\n border: 1px solid #e1e4e8;\r\n border-radius: 10px;\r\n }\r\n\r\n .section-header {\r\n font-size: 1.15em;\r\n font-weight: bold;\r\n color: #2c3e50;\r\n margin-bottom: 15px;\r\n border-bottom: 2px solid #f1f3f5;\r\n padding-bottom: 10px;\r\n }\r\n\r\n \/* \ud3fc \uc694\uc18c \uc2a4\ud0c0\uc77c *\/\r\n label {\r\n display: block;\r\n margin-bottom: 8px;\r\n font-weight: 600;\r\n font-size: 0.95em;\r\n }\r\n\r\n select,\r\n input[type=\"date\"],\r\n input[type=\"number\"] {\r\n width: 100%;\r\n padding: 12px;\r\n margin-bottom: 15px;\r\n border: 1px solid #ddd;\r\n border-radius: 6px;\r\n box-sizing: border-box;\r\n font-size: 1em;\r\n transition: border-color 0.2s;\r\n }\r\n\r\n select:focus,\r\n input:focus {\r\n border-color: #3498db;\r\n outline: none;\r\n }\r\n\r\n .radio-group {\r\n margin-bottom: 15px;\r\n display: flex;\r\n gap: 20px;\r\n }\r\n\r\n .radio-group label {\r\n font-weight: normal;\r\n cursor: pointer;\r\n display: flex;\r\n align-items: center;\r\n }\r\n\r\n .radio-group input {\r\n margin-right: 8px;\r\n }\r\n\r\n .hidden {\r\n display: none;\r\n }\r\n\r\n .info-text {\r\n font-size: 0.85em;\r\n color: #666;\r\n margin-top: -10px;\r\n margin-bottom: 15px;\r\n line-height: 1.4;\r\n }\r\n\r\n \/* \ubc84\ud2bc \uc2a4\ud0c0\uc77c *\/\r\n .btn-calc {\r\n width: 100%;\r\n padding: 16px;\r\n background-color: #2980b9;\r\n color: white;\r\n border: none;\r\n border-radius: 8px;\r\n font-size: 1.2em;\r\n font-weight: bold;\r\n cursor: pointer;\r\n transition: background 0.3s;\r\n margin-top: 10px;\r\n }\r\n\r\n .btn-calc:hover {\r\n background-color: #2471a3;\r\n }\r\n\r\n \/* \uacb0\uacfc\ucc3d \uc2a4\ud0c0\uc77c *\/\r\n #resultBox {\r\n margin-top: 30px;\r\n padding: 25px;\r\n border-radius: 8px;\r\n display: none;\r\n }\r\n\r\n .res-safe {\r\n background-color: #e8f5e9;\r\n border: 1px solid #c8e6c9;\r\n color: #1b5e20;\r\n }\r\n\r\n .res-danger {\r\n background-color: #ffebee;\r\n border: 1px solid #ffcdd2;\r\n color: #b71c1c;\r\n }\r\n\r\n .res-caution {\r\n background-color: #fff8e1;\r\n border: 1px solid #ffecb3;\r\n color: #f57f17;\r\n }\r\n\r\n .result-title {\r\n font-size: 1.5em;\r\n font-weight: bold;\r\n display: block;\r\n margin-bottom: 15px;\r\n }\r\n\r\n .result-list {\r\n padding-left: 20px;\r\n margin: 0;\r\n }\r\n\r\n .result-list li {\r\n margin-bottom: 8px;\r\n }\r\n\r\n \/* \uc544\ucf54\ub514\uc5b8 \uc2a4\ud0c0\uc77c *\/\r\n .accordion-section {\r\n margin-top: 40px;\r\n border-top: 2px solid #eee;\r\n pt: 20px;\r\n }\r\n\r\n .accordion {\r\n background-color: #f8f9fa;\r\n color: #444;\r\n cursor: pointer;\r\n padding: 18px;\r\n width: 100%;\r\n border: none;\r\n text-align: left;\r\n outline: none;\r\n font-size: 1em;\r\n font-weight: bold;\r\n transition: 0.4s;\r\n border-radius: 8px;\r\n margin-bottom: 5px;\r\n display: flex;\r\n justify-content: space-between;\r\n align-items: center;\r\n }\r\n\r\n .accordion:after {\r\n content: '\\002B';\r\n font-size: 1.2em;\r\n color: #777;\r\n float: right;\r\n margin-left: 5px;\r\n }\r\n\r\n .accordion.active {\r\n background-color: #e9ecef;\r\n }\r\n\r\n .accordion.active:after {\r\n content: \"\\2212\";\r\n }\r\n\r\n .panel {\r\n padding: 0 18px;\r\n background-color: white;\r\n max-height: 0;\r\n overflow: hidden;\r\n transition: max-height 0.3s ease-out;\r\n border-bottom: 1px solid #f0f0f0;\r\n }\r\n\r\n .panel p,\r\n .panel ul {\r\n margin: 15px 0;\r\n font-size: 0.9em;\r\n color: #555;\r\n }\r\n\r\n .panel li {\r\n margin-bottom: 5px;\r\n }\r\n\r\n .highlight {\r\n color: #e74c3c;\r\n font-weight: bold;\r\n }\r\n\r\n \/* \uac00\ub85c \ubc30\uce58 \ucee8\ud14c\uc774\ub108 *\/\r\n .row-container {\r\n display: flex;\r\n gap: 20px;\r\n margin-bottom: 25px;\r\n }\r\n\r\n .row-container .section {\r\n flex: 1;\r\n margin-bottom: 0;\r\n min-width: 0;\r\n }\r\n\r\n @media (max-width: 768px) {\r\n .row-container {\r\n flex-direction: column;\r\n }\r\n\r\n .row-container .section {\r\n margin-bottom: 25px;\r\n }\r\n }\r\n <\/style>\r\n<\/head>\r\n\r\n<body>\r\n\r\n <div class=\"container\">\r\n <h1>\ud83c\udfd7\ufe0f \uc7ac\uac1c\ubc1c\u00b7\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8<\/h1>\r\n <div class=\"sub-title\">\ub9e4\ub9e4\u00b7\uc0c1\uc18d\u00b7\uacf5\uc720\u00b7\ub2e4\ubb3c\uac74 \uc18c\uc720 \ud1b5\ud569 \ubd84\uc11d (\uc138\ubd80\ub0b4\uc6a9 \uccb4\ud06c. \ucc38\uace0\uc6a9)<\/div>\r\n\r\n <div class=\"row-container\">\r\n \r\n <div class=\"section\">\r\n <div class=\"section-header\">1. \ucde8\ub4dd \uc6d0\uc778 \ubc0f \uc2dc\uae30<\/div>\r\n\r\n <label>\ucde8\ub4dd \uc6d0\uc778 (\uc5b4\ub5bb\uac8c \uc18c\uc720?)<\/label>\r\n <select id=\"acquisitionCause\" onchange=\"toggleCauseDetails()\">\r\n <option value=\"purchase\">\ub9e4\ub9e4 (\uc77c\ubc18\uc801\uc778 \ub9e4\uc218)<\/option>\r\n <option value=\"inheritance\">\uc0c1\uc18d (\uc0ac\ub9dd\uc73c\ub85c \uc778\ud55c \uc2b9\uacc4)<\/option>\r\n <option value=\"gift\">\uc99d\uc5ec (\uac00\uc871 \ub4f1 \ubb34\uc0c1 \uc774\uc804)<\/option>\r\n <option value=\"auction\">\uacbd\ub9e4\/\uacf5\ub9e4 \ub099\ucc30<\/option>\r\n <\/select>\r\n\r\n \r\n <div id=\"auctionDetails\" class=\"hidden\">\r\n <label>\uacbd\ub9e4 \uc2e0\uccad\uad8c\uc790 (\ub204\uac00 \uacbd\ub9e4\ub97c \ub118\uacbc\ub098\uc694?)<\/label>\r\n <select id=\"auctionApplicant\">\r\n <option value=\"private\">\uac1c\uc778\/\uc77c\ubc18 \ucc44\uad8c\uc790<\/option>\r\n <option value=\"public\">\uad6d\uac00, \uc9c0\uc790\uccb4, \uae08\uc735\uae30\uad00 (\uc740\ud589 \ub4f1)<\/option>\r\n <\/select>\r\n <\/div>\r\n\r\n <label>\uc9c0\uc5ed \uad6c\ubd84<\/label>\r\n <select id=\"locationType\">\r\n <option value=\"gangnam\">\uae30\uc874 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c (\uac15\ub0a83\uad6c, \uc6a9\uc0b0)<\/option>\r\n <option value=\"expanded\">\uc2e0\uaddc \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c (\uc11c\uc6b8 \uc804\uc5ed, \uacbd\uae30 12\uacf3)<\/option>\r\n <option value=\"others\">\ube44\uaddc\uc81c \uc9c0\uc5ed<\/option>\r\n <\/select>\r\n\r\n <label>\ucde8\ub4dd(\ub4f1\uae30\uc811\uc218)\uc77c<\/label>\r\n <input type=\"date\" id=\"buyDate\">\r\n <\/div>\r\n\r\n \r\n <div class=\"section\">\r\n <div class=\"section-header\">2. \uc0ac\uc5c5 \ubc29\uc2dd \ubc0f \ub2e8\uacc4<\/div>\r\n <div class=\"info-text\">\u203b \uc774\ubbf8 \uc9c4\ud589\ub41c \ub2e8\uacc4 \uc774\ud6c4\uc5d0 \ucde8\ub4dd\ud558\uba74 \ud604\uae08\uccad\uc0b0 \ub420 \uc218 \uc788\uc73c\ub2c8 \uc8fc\uc758\ud558\uc138\uc694.<\/div>\r\n\r\n <label>\uc0ac\uc5c5 \ubc29\uc2dd<\/label>\r\n <select id=\"projectType\">\r\n <option value=\"redev\">\uc7ac\uac1c\ubc1c (\uc77c\ubc18\/\uacf5\uacf5\/\uc2e0\uc18d\ud1b5\ud569)<\/option>\r\n <option value=\"recon\">\uc7ac\uac74\ucd95<\/option>\r\n <\/select>\r\n\r\n <label>\ud604\uc7ac \uc0ac\uc5c5 \uc9c4\ud589 \ub2e8\uacc4<\/label>\r\n <select id=\"projectStage\">\r\n <option value=\"0\">\uc870\ud569\uc124\ub9bd \uc774\uc804<\/option>\r\n <option value=\"1\">\uc870\ud569\uc124\ub9bd\uc778\uac00 \uc644\ub8cc<\/option>\r\n <option value=\"2\">\uc0ac\uc5c5\uc2dc\ud589\uc778\uac00 \uc644\ub8cc<\/option>\r\n <option value=\"3\">\uad00\ub9ac\ucc98\ubd84\uacc4\ud68d\uc778\uac00 \uc644\ub8cc<\/option>\r\n <\/select>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"row-container\">\r\n \r\n <div class=\"section\">\r\n <div class=\"section-header\">3. \uc18c\uc720 \ud615\ud0dc \ubc0f \ubb3c\uac74 \ud2b9\uc131<\/div>\r\n\r\n <label>\uc18c\uc720 \ud615\ud0dc \ubc0f \ub2e4\uc8fc\ud0dd \uc5ec\ubd80<\/label>\r\n <select id=\"ownershipType\">\r\n <option value=\"sole\">\ub2e8\ub3c5 \uc18c\uc720 (\uad6c\uc5ed \ub0b4 1\uac1c \ubb3c\uac74\ub9cc \uc18c\uc720)<\/option>\r\n <option value=\"shared\">\uacf5\ub3d9 \uc18c\uc720 (\ud558\ub098\uc758 \ubb3c\uac74\uc744 \uc9c0\ubd84\uc73c\ub85c \uc18c\uc720)<\/option>\r\n <option value=\"multi\">\uad6c\uc5ed \ub0b4 \ub2e4\ubb3c\uac74 \uc18c\uc720 (\uac19\uc740 \uad6c\uc5ed\uc5d0 2\uac1c \uc774\uc0c1)<\/option>\r\n <option value=\"family\">\uc138\ub300\uc6d0 \ubd84\ub9ac \uc18c\uc720 (\uac00\uc871\uc774 \uac01\uac01 \uc18c\uc720)<\/option>\r\n <\/select>\r\n\r\n <hr style=\"border: 0; border-top: 1px dashed #ddd; margin: 20px 0;\">\r\n\r\n <label>\ubb3c\uac74\uc758 \ubb3c\ub9ac\uc801 \uc720\ud615<\/label>\r\n <select id=\"propertyType\" onchange=\"togglePropDetails()\">\r\n <option value=\"normal\">\uc77c\ubc18 \uc544\ud30c\ud2b8\/\uad6c\ucd95 \uc8fc\ud0dd (\ud558\uc790 \uc5c6\uc74c)<\/option>\r\n <option value=\"new\">\uc2e0\ucd95 \ube4c\ub77c (\uc2e0\uc18d\ud1b5\ud569\/\uacf5\uacf5\uc7ac\uac1c\ubc1c \uad6c\uc5ed)<\/option>\r\n <option value=\"split\">\uc804\ud658 \ub2e4\uc138\ub300 (\ub2e4\uac00\uad6c \uad6c\ubd84\ub4f1\uae30)<\/option>\r\n <option value=\"land\">\ud1a0\uc9c0 (\uac74\ubb3c \uc5c6\ub294 \ub545)<\/option>\r\n <\/select>\r\n\r\n \r\n <div id=\"newDetails\" class=\"hidden\">\r\n <label style=\"color: #c0392b;\">\uad8c\ub9ac\uc0b0\uc815\uae30\uc900\uc77c (\ud6c4\ubcf4\uc9c0 \ucd94\ucc9c\uc77c \ub4f1)<\/label>\r\n <input type=\"date\" id=\"refDate\">\r\n <label>\uac74\ubb3c \uc18c\uc720\uad8c\ubcf4\uc874\ub4f1\uae30\uc77c<\/label>\r\n <input type=\"date\" id=\"consDate\">\r\n <\/div>\r\n\r\n \r\n <div id=\"splitDetails\" class=\"hidden\">\r\n <label style=\"color: #c0392b;\">\ub2e4\uc138\ub300 \uc804\ud658(\ub4f1\uae30)\uc77c<\/label>\r\n <input type=\"date\" id=\"splitDate\">\r\n <\/div>\r\n\r\n \r\n <div id=\"landDetails\" class=\"hidden\">\r\n <label>\ud1a0\uc9c0 \uba74\uc801 (\u33a1)<\/label>\r\n <input type=\"number\" id=\"landArea\" placeholder=\"\uc608: 60\">\r\n <label>\uc138\ub300\uc6d0 \uc804\uc6d0 \ubb34\uc8fc\ud0dd \uc5ec\ubd80<\/label>\r\n <div class=\"radio-group\">\r\n <label><input type=\"radio\" name=\"homeless\" value=\"yes\"> \uc608<\/label>\r\n <label><input type=\"radio\" name=\"homeless\" value=\"no\" checked> \uc544\ub2c8\uc624<\/label>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"section\" id=\"sellerExceptionSection\">\r\n <div class=\"section-header\">4. \ub9e4\ub3c4\uc790(\uc804 \uc8fc\uc778) \uc608\uc678 \uc694\uac74<\/div>\r\n <div class=\"info-text\">\u203b \ub9e4\ub9e4\/\uc99d\uc5ec\uc778 \uacbd\uc6b0\uc5d0\ub9cc \uccb4\ud06c\ud558\uc138\uc694.<\/br> (\uc0c1\uc18d\uc73c\ub85c \uc778\ud55c \ucde8\ub4dd\uc740 \uad00\ub828\uc5c6\uc74c)<\/div>\r\n <label>\ub9e4\ub3c4\uc790\uac00 '1\uc138\ub300 1\uc8fc\ud0dd + 10\ub144 \ubcf4\uc720 + 5\ub144 \uac70\uc8fc'\ub97c \ucda9\uc871\ud569\ub2c8\uae4c?<\/label>\r\n <select id=\"exceptionCheck\">\r\n <option value=\"no\">\uc544\ub2c8\uc624 \/ \ubaa8\ub984<\/option>\r\n <option value=\"yes\">\uc608 (\ud655\uc778\ub428)<\/option>\r\n <\/select>\r\n <\/div>\r\n <\/div>\r\n\r\n <button class=\"btn-calc\" onclick=\"calculateRisk()\">\uc9c4\ub2e8 \uacb0\uacfc \ud655\uc778<\/button>\r\n\r\n \r\n <div id=\"resultBox\">\r\n <span id=\"resultTitle\" class=\"result-title\"><\/span>\r\n <ul id=\"resultList\" class=\"result-list\"><\/ul>\r\n <\/div>\r\n\r\n \r\n <div class=\"accordion-section\">\r\n <h3 style=\"margin-bottom: 15px; color: #2c3e50;\">\ud83d\udca1 \ud604\uae08\uccad\uc0b0 \uc608\uc678 \uc0ac\uc720 (\uc785\uc8fc\uad8c \ubd80\uc5ec \uae30\uc900)<\/h3>\r\n\r\n <button class=\"accordion\">1. \uc0c1\uc18d\/\uc774\ud63c\uc73c\ub85c \uc778\ud55c \ucde8\ub4dd<\/button>\r\n <div class=\"panel\">\r\n <p><strong>\uc0c1\uc18d:<\/strong> \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \uc9c0\uc815 \uc5ec\ubd80\ub098 \uc0ac\uc5c5 \ub2e8\uacc4\uc640 \uc0c1\uad00\uc5c6\uc774 <span class=\"highlight\">\ubb34\uc870\uac74 \uc870\ud569\uc6d0 \uc9c0\uc704\uac00 \uc2b9\uacc4<\/span>\ub429\ub2c8\ub2e4.\r\n (\ud53c\uc0c1\uc18d\uc778\uc758 \uc0ac\ub9dd\uc73c\ub85c \uc778\ud55c \ud3ec\uad04\uc2b9\uacc4)<\/p>\r\n <p><strong>\uc774\ud63c:<\/strong> \uc7ac\uc0b0\ubd84\ud560\ub85c \uc778\ud55c \uc18c\uc720\uad8c \uc774\uc804 \uc5ed\uc2dc \uc870\ud569\uc6d0 \uc9c0\uc704\uac00 \uc2b9\uacc4\ub429\ub2c8\ub2e4. (\ub2e8, \uc704\uc7a5 \uc774\ud63c \ub4f1\uc740 \uc81c\uc678)<\/p>\r\n <\/div>\r\n\r\n <button class=\"accordion\">2. \ub9e4\ub3c4\uc790\uac00 \uc7a5\uae30 \ubcf4\uc720\ud55c 1\uc8fc\ud0dd\uc790\uc778 \uacbd\uc6b0<\/button>\r\n <div class=\"panel\">\r\n <p>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\ub77c \ud558\ub354\ub77c\ub3c4 \ub9e4\ub3c4\uc778(\ud30c\ub294 \uc0ac\ub78c)\uc774 \ub2e4\uc74c \uc694\uac74\uc744 \ubaa8\ub450 \uac16\ucdc4\ub2e4\uba74 \ub9e4\uc218\uc778\uc740 \uc785\uc8fc\uad8c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n <ul>\r\n <li><strong>1\uc138\ub300 1\uc8fc\ud0dd\uc790<\/strong>\uc77c \uac83<\/li>\r\n <li>\uc18c\uc720 \uae30\uac04 <strong>10\ub144 \uc774\uc0c1<\/strong><\/li>\r\n <li>\uac70\uc8fc \uae30\uac04 <strong>5\ub144 \uc774\uc0c1<\/strong> (\uc8fc\ubbfc\ub4f1\ub85d\ud45c \uae30\uc900)<\/li>\r\n <li>\u203b \uacf5\ub3d9\uba85\uc758\uc778 \uacbd\uc6b0 \uacf5\uc720\uc790 \uc804\uc6d0\uc774 \uc704 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud568\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <button class=\"accordion\">3. \uacbd\ub9e4\/\uacf5\ub9e4\ub85c \ub099\ucc30\ubc1b\uc740 \uacbd\uc6b0<\/button>\r\n <div class=\"panel\">\r\n <p>\uc77c\ubc18\uc801\uc778 \uacbd\ub9e4\ub77c\uace0 \ub2e4 \ub418\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uacbd\ub9e4 \uc2e0\uccad\uad8c\uc790\uac00 <strong>'\uad6d\uac00, \uc9c0\uc790\uccb4, \uae08\uc735\uae30\uad00(\uc740\ud589 \ub4f1)'<\/strong>\uc778 \uacbd\uc6b0\uc5d0\ub9cc \uc608\uc678\uc801\uc73c\ub85c \uc9c0\uc704 \uc591\ub3c4\uac00 \ud5c8\uc6a9\ub429\ub2c8\ub2e4.<\/p>\r\n <p>\u203b \uac1c\uc778 \uac04\uc758 \ucc44\ubb34(\uc0ac\ucc44 \ub4f1)\ub098 \uac00\uc555\ub958\uc5d0 \uc758\ud55c \uac15\uc81c\uacbd\ub9e4\ub294 \uc608\uc678 \uc778\uc815\uc774 \uc548 \ub418\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\r\n <\/div>\r\n\r\n <button class=\"accordion\">4. \ubd88\uac00\ud53c\ud55c \uc0ac\uc815 (\ud574\uc678 \uc774\uc8fc \ub4f1)<\/button>\r\n <div class=\"panel\">\r\n <ul>\r\n <li>\uc138\ub300\uc6d0 \uc804\uc6d0\uc774 \ud574\uc678\ub85c \uc774\uc8fc\ud558\uac70\ub098 2\ub144 \uc774\uc0c1 \ud574\uc678\uc5d0 \uccb4\ub958\ud558\ub824\ub294 \uacbd\uc6b0<\/li>\r\n <li>\uc138\ub300\uc6d0 \uc804\uc6d0\uc774 \uadfc\ubb34, \uc0dd\uc5c5, \uc9c8\ubcd1 \uce58\ub8cc, \ucde8\ud559, \uacb0\ud63c\uc73c\ub85c \uc778\ud574 \ub2e4\ub978 \uc2dc\/\uad70\uc73c\ub85c \uc774\uc0ac \uac00\ub294 \uacbd\uc6b0 (\ub2e8, \uc218\ub3c4\uad8c \uc548\uc5d0\uc11c\uc758 \uc774\ub3d9\uc740 \uc778\uc815 \uc548 \ub428)<\/li>\r\n <li>\uc0c1\uc18d\ubc1b\uc740 \uc8fc\ud0dd\uc73c\ub85c \uc138\ub300\uc6d0 \uc804\uc6d0\uc774 \uc774\uc0ac \uac00\ub294 \uacbd\uc6b0<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <button class=\"accordion\">5. \uc0ac\uc5c5\uc774 \uc7a5\uae30 \uc9c0\uc5f0\ub41c \uacbd\uc6b0<\/button>\r\n <div class=\"panel\">\r\n <p>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\ub77c\ub3c4 \uc0ac\uc5c5\uc774 \ub108\ubb34 \uc548 \uac00\uc11c \ubb36\uc5ec\uc788\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc7ac\uc0b0\uad8c\uc744 \uc704\ud574 \ud480\uc5b4\uc8fc\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4.<\/p>\r\n <ul>\r\n <li>\uc870\ud569\uc124\ub9bd \ud6c4 3\ub144 \uc774\uc0c1 \uc0ac\uc5c5\uc2dc\ud589\uc778\uac00 \uc2e0\uccad\uc774 \uc5c6\ub294 \uacbd\uc6b0 (3\ub144 \uc774\uc0c1 \ubcf4\uc720\uc790\ub9cc)<\/li>\r\n <li>\uc0ac\uc5c5\uc2dc\ud589\uc778\uac00 \ud6c4 3\ub144 \uc774\uc0c1 \ucc29\uacf5\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0 (3\ub144 \uc774\uc0c1 \ubcf4\uc720\uc790\ub9cc)<\/li>\r\n <li>\ucc29\uacf5 \ud6c4 3\ub144 \uc774\uc0c1 \uc900\uacf5\ub418\uc9c0 \ubabb\ud55c \uacbd\uc6b0 (3\ub144 \uc774\uc0c1 \ubcf4\uc720\uc790\ub9cc)<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <script>\r\n \/\/ \uc544\ucf54\ub514\uc5b8 \ub85c\uc9c1\r\n var acc = document.getElementsByClassName(\"accordion\");\r\n for (var i = 0; i < acc.length; i++) {\r\n acc[i].addEventListener(\"click\", function () {\r\n this.classList.toggle(\"active\");\r\n var panel = this.nextElementSibling;\r\n if (panel.style.maxHeight) {\r\n panel.style.maxHeight = null;\r\n } else {\r\n panel.style.maxHeight = panel.scrollHeight + \"px\";\r\n }\r\n });\r\n }\r\n\r\n \/\/ UI \uc81c\uc5b4 \ub85c\uc9c1\r\n function toggleCauseDetails() {\r\n const cause = document.getElementById('acquisitionCause').value;\r\n const auctionDetail = document.getElementById('auctionDetails');\r\n const sellerSection = document.getElementById('sellerExceptionSection');\r\n\r\n \/\/ \uacbd\ub9e4 \uc0c1\uc138 \ud45c\uc2dc\r\n if (cause === 'auction') auctionDetail.classList.remove('hidden');\r\n else auctionDetail.classList.add('hidden');\r\n\r\n \/\/ \ub9e4\ub3c4\uc790 \uc694\uac74\uc740 \ub9e4\ub9e4\/\uc99d\uc5ec\uc77c \ub54c\ub9cc \uc911\uc694 (\uc0c1\uc18d\uc740 \ud504\ub9ac\ud328\uc2a4)\r\n if (cause === 'purchase' || cause === 'gift') sellerSection.classList.remove('hidden');\r\n else sellerSection.classList.add('hidden'); \/\/ \uc0c1\uc18d, \uacbd\ub9e4(\uc870\uac74\ubd80)\ub294 \ub9e4\ub3c4\uc790 \uac70\uc8fc\uc694\uac74 \uc548\ub530\uc9d0\r\n }\r\n\r\n function togglePropDetails() {\r\n const type = document.getElementById('propertyType').value;\r\n document.getElementById('newDetails').classList.add('hidden');\r\n document.getElementById('splitDetails').classList.add('hidden');\r\n document.getElementById('landDetails').classList.add('hidden');\r\n\r\n if (type === 'new') document.getElementById('newDetails').classList.remove('hidden');\r\n if (type === 'split') document.getElementById('splitDetails').classList.remove('hidden');\r\n if (type === 'land') document.getElementById('landDetails').classList.remove('hidden');\r\n }\r\n\r\n function calculateRisk() {\r\n \/\/ --- \uc785\ub825\uac12 \uac00\uc838\uc624\uae30 ---\r\n const cause = document.getElementById('acquisitionCause').value;\r\n const loc = document.getElementById('locationType').value;\r\n const pType = document.getElementById('projectType').value;\r\n const stage = parseInt(document.getElementById('projectStage').value);\r\n const buyDateVal = document.getElementById('buyDate').value;\r\n const ownership = document.getElementById('ownershipType').value;\r\n const propType = document.getElementById('propertyType').value;\r\n const exception = document.getElementById('exceptionCheck').value;\r\n\r\n \/\/ --- \ucd08\uae30 \uc124\uc815 ---\r\n const resultBox = document.getElementById('resultBox');\r\n const resultTitle = document.getElementById('resultTitle');\r\n const resultList = document.getElementById('resultList');\r\n resultList.innerHTML = \"\";\r\n\r\n let riskScore = 0; \/\/ 0:\uc548\uc804, 1~2:\uc8fc\uc758, 3\uc774\uc0c1:\uc704\ud5d8\r\n let msgs = [];\r\n\r\n const buyDate = buyDateVal ? new Date(buyDateVal) : new Date();\r\n const expansionDate = new Date('2025-10-15');\r\n\r\n \/\/ ======================================================\r\n \/\/ CHECK 1. \uc870\ud569\uc6d0 \uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0 (\uac70\ub798 \uc790\uccb4\uc758 \ubb38\uc81c)\r\n \/\/ ======================================================\r\n let statusTransferOk = true;\r\n\r\n if (cause === 'inheritance') {\r\n msgs.push(\"\u2705 <b>[\uc0c1\uc18d]<\/b> \uc0c1\uc18d\uc740 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \ubc0f \uc0ac\uc5c5 \ub2e8\uacc4\uc640 \ubb34\uad00\ud558\uac8c \uc870\ud569\uc6d0 \uc9c0\uc704\uac00 \uc2b9\uacc4\ub429\ub2c8\ub2e4.\");\r\n } else {\r\n \/\/ \uacbd\ub9e4 \uc608\uc678 \uccb4\ud06c\r\n if (cause === 'auction') {\r\n const applicant = document.getElementById('auctionApplicant').value;\r\n if (applicant === 'public') {\r\n msgs.push(\"\u2705 <b>[\uacbd\ub9e4]<\/b> \uae08\uc735\uae30\uad00\/\uad6d\uac00 \uc2e0\uccad \uacbd\ub9e4\uc774\ubbc0\ub85c \uc608\uc678\uc801\uc73c\ub85c \uc9c0\uc704 \uc2b9\uacc4\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.\");\r\n } else {\r\n \/\/ \uc77c\ubc18 \uacbd\ub9e4\ub294 \ub9e4\ub9e4\uc640 \ub3d9\uc77c\ud558\uac8c \ucde8\uae09\r\n statusTransferOk = false; \/\/ \uc544\ub798\uc5d0\uc11c \ub0a0\uc9dc \uccb4\ud06c\r\n }\r\n } else {\r\n statusTransferOk = false; \/\/ \ub9e4\ub9e4, \uc99d\uc5ec\ub294 \uccb4\ud06c \ud544\uc694\r\n }\r\n }\r\n\r\n \/\/ \uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0 \ub300\uc0c1\uc778\uc9c0 \ud655\uc778 (\uc0c1\uc18d, \uacf5\uacf5\uacbd\ub9e4 \uc544\ub2c8\uba74 \uc5ec\uae30 \uc9c4\uc785)\r\n if (!statusTransferOk) {\r\n let isRegulated = false;\r\n if (loc === 'gangnam') isRegulated = true;\r\n if (loc === 'expanded' && buyDate >= expansionDate) isRegulated = true;\r\n\r\n let limitStage = (pType === 'recon') ? 1 : 3; \/\/ \uc7ac\uac74\ucd95:\uc870\ud569(1), \uc7ac\uac1c\ubc1c:\uad00\ub9ac(3)\r\n let stageName = (pType === 'recon') ? \"\uc870\ud569\uc124\ub9bd\uc778\uac00\" : \"\uad00\ub9ac\ucc98\ubd84\uc778\uac00\";\r\n\r\n if (isRegulated && stage >= limitStage) {\r\n \/\/ \uae08\uc9c0 \uad6c\uac04 \uc9c4\uc785\r\n if (exception === 'yes') {\r\n msgs.push(\"\u2705 <b>[\uc608\uc678 \ucda9\uc871]<\/b> \ub9e4\ub3c4\uc790\uac00 1\uac00\uad6c 1\uc8fc\ud0dd\/10\ub144 \ubcf4\uc720\/5\ub144 \uac70\uc8fc \uc694\uac74\uc744 \ucda9\uc871\ud558\uc5ec \uc2b9\uacc4 \uac00\ub2a5\ud569\ub2c8\ub2e4.\");\r\n } else {\r\n riskScore += 5;\r\n msgs.push(`\u26d4 <b>[\uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0]<\/b> \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \ub0b4 ${stageName} \uc774\ud6c4 \ucde8\ub4dd\uc73c\ub85c \ud604\uae08\uccad\uc0b0 \ub300\uc0c1\uc785\ub2c8\ub2e4.`);\r\n if (cause === 'gift') msgs.push(\"\ud83d\udc49 \uc99d\uc5ec \ub610\ud55c \ub9e4\ub9e4\uc640 \ub3d9\uc77c\ud558\uac8c \uae08\uc9c0 \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.\");\r\n if (cause === 'auction') msgs.push(\"\ud83d\udc49 \uac1c\uc778 \ucc44\uad8c\uc790\/\uac00\uc555\ub958 \ub4f1\uc5d0 \uc758\ud55c \uacbd\ub9e4\ub294 \uc9c0\uc704 \uc2b9\uacc4\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.\");\r\n }\r\n } else {\r\n msgs.push(\"\u2705 <b>[\uc2dc\uae30 \uc548\uc804]<\/b> \uc870\ud569\uc6d0 \uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0 \uc2dc\uc810 \uc774\uc804\uc774\uac70\ub098 \ube44\uaddc\uc81c \uc9c0\uc5ed\uc785\ub2c8\ub2e4.\");\r\n }\r\n }\r\n\r\n \/\/ ======================================================\r\n \/\/ CHECK 2. \uc18c\uc720 \ud615\ud0dc \ubc0f \ub2e4\ubb3c\uac74 (\uacf5\uc720\/1+1)\r\n \/\/ ======================================================\r\n if (ownership === 'shared') {\r\n riskScore += 1;\r\n msgs.push(\"\u26a0\ufe0f <b>[\uacf5\ub3d9 \uc18c\uc720]<\/b> \uacf5\uc720\uc790 \uc804\uccb4\ub97c 1\uba85\uc758 \uc870\ud569\uc6d0\uc73c\ub85c \ubd05\ub2c8\ub2e4. '\ub300\ud45c\uc870\ud569\uc6d0' 1\uc778\ub9cc \ubd84\uc591\uc2e0\uccad\uad8c\uc774 \uc788\uc2b5\ub2c8\ub2e4.\");\r\n }\r\n if (ownership === 'multi') {\r\n msgs.push(\"\u26a0\ufe0f <b>[\ub2e4\ubb3c\uac74 \uc18c\uc720]<\/b> \uac19\uc740 \uad6c\uc5ed \ub0b4 \uc5ec\ub7ec \uac1c\ub97c \uac00\uc838\ub3c4 \uc6d0\uce59\uc801\uc73c\ub85c \uc785\uc8fc\uad8c\uc740 1\uac1c\uc785\ub2c8\ub2e4. (\uc870\uac74 \ucda9\uc871 \uc2dc 1+1 \uac00\ub2a5)\");\r\n }\r\n if (ownership === 'family') {\r\n msgs.push(\"\u26a0\ufe0f <b>[\uc138\ub300 \ubd84\ub9ac]<\/b> \uac00\uc871\uc774 \uac01\uac01 \uc785\uc8fc\uad8c\uc744 \ubc1b\uc73c\ub824\uba74 \uad00\ub9ac\ucc98\ubd84\uc778\uac00 \uc804\uae4c\uc9c0 \ud655\uc2e4\ud55c \uc138\ub300 \ubd84\ub9ac(\uc8fc\ubbfc\ub4f1\ub85d+\uc2e4\uac70\uc8fc)\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.\");\r\n }\r\n\r\n \/\/ ======================================================\r\n \/\/ CHECK 3. \ubb3c\uac74 \uc790\uccb4\uc758 \ud558\uc790 (\uc2e0\ucd95, \ucabc\uac1c\uae30, \ud1a0\uc9c0)\r\n \/\/ ======================================================\r\n \/\/ \u203b \uc0c1\uc18d\uc774\ub77c\ub3c4 '\ubb3c\uac74 \uc790\uccb4'\uac00 \ud558\uc790\uc778 \uacbd\uc6b0(\uad8c\ub9ac\uc0b0\uc815\uc77c \ud6c4 \uc2e0\ucd95 \ub4f1)\ub294 \uad6c\uc81c \uc548 \ub420 \uc218 \uc788\uc74c (\uc870\ud569 \uc815\uad00 \ub530\ub77c \ub2e4\ub984)\r\n \/\/ \ud558\uc9c0\ub9cc \ud1b5\uc0c1 \uc0c1\uc18d\uc740 \ud53c\uc0c1\uc18d\uc778\uc758 \uad8c\ub9ac\ub97c \uadf8\ub300\ub85c \ubc1b\uc73c\ubbc0\ub85c, \ud53c\uc0c1\uc18d\uc778\uc774 \ud604\uae08\uccad\uc0b0 \ub300\uc0c1\uc774\uc5c8\uc73c\uba74 \uc0c1\uc18d\uc778\ub3c4 \ud604\uae08\uccad\uc0b0\uc784.\r\n\r\n if (propType === 'new') {\r\n const refDate = new Date(document.getElementById('refDate').value);\r\n const consDate = new Date(document.getElementById('consDate').value);\r\n if (consDate > refDate) {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uc2e0\ucd95 \ucabc\uac1c\uae30]<\/b> \uad8c\ub9ac\uc0b0\uc815\uae30\uc900\uc77c \uc774\ud6c4 \ubcf4\uc874\ub4f1\uae30\ub41c \uc2e0\ucd95\uc785\ub2c8\ub2e4. (\ud604\uae08\uccad\uc0b0)\");\r\n }\r\n }\r\n\r\n if (propType === 'split') {\r\n const splitDate = new Date(document.getElementById('splitDate').value);\r\n const limitDate = new Date('2003-12-30');\r\n if (splitDate > limitDate) {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uad6c\uc870\uc801 \ucabc\uac1c\uae30]<\/b> 2003.12.30 \uc774\ud6c4 \uc804\ud658\ub41c \ub2e4\uc138\ub300\uc785\ub2c8\ub2e4. (\ub2e8\ub3c5 \uc785\uc8fc\uad8c \ubd88\uac00)\");\r\n }\r\n }\r\n\r\n if (propType === 'land' && pType === 'redev') {\r\n const area = parseFloat(document.getElementById('landArea').value);\r\n const homeless = document.querySelector('input[name=\"homeless\"]:checked').value;\r\n if (area < 30) {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uacfc\uc18c\ud1a0\uc9c0]<\/b> 30\u33a1 \ubbf8\ub9cc \ud1a0\uc9c0\ub294 \ud604\uae08\uccad\uc0b0 \ub300\uc0c1\uc785\ub2c8\ub2e4.\");\r\n } else if (area < 90) {\r\n if (homeless === 'no') {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uacfc\uc18c\ud1a0\uc9c0]<\/b> 30~90\u33a1 \uad6c\uac04\uc740 \uc804 \uc138\ub300\uc6d0 \ubb34\uc8fc\ud0dd\uc790\uc5ec\uc57c \ud569\ub2c8\ub2e4.\");\r\n } else {\r\n riskScore += 1;\r\n msgs.push(\"\u26a0\ufe0f <b>[\uc870\uac74\ubd80 \uc785\uc8fc\uad8c]<\/b> \uc785\uc8fc \uc2dc\uae4c\uc9c0 \ubb34\uc8fc\ud0dd\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.\");\r\n }\r\n }\r\n }\r\n\r\n \/\/ ======================================================\r\n \/\/ \uacb0\uacfc \ud45c\uc2dc\r\n \/\/ ======================================================\r\n resultBox.style.display = 'block';\r\n resultBox.className = '';\r\n\r\n if (riskScore >= 5) {\r\n resultBox.classList.add('res-danger');\r\n resultTitle.innerHTML = \"\ud83d\udea8 \ud604\uae08\uccad\uc0b0 \uc704\ud5d8 (\ud22c\uc790 \ubd88\uac00)\";\r\n resultTitle.style.color = \"#c0392b\";\r\n } else if (riskScore > 0) {\r\n resultBox.classList.add('res-caution');\r\n resultTitle.innerHTML = \"\u26a0\ufe0f \uc8fc\uc758 \ud544\uc694 (\uc870\uac74\ubd80 \uac00\ub2a5\/\uc81c\uc57d \uc788\uc74c)\";\r\n resultTitle.style.color = \"#d35400\";\r\n } else {\r\n resultBox.classList.add('res-safe');\r\n resultTitle.innerHTML = \"\u2705 \uc785\uc8fc\uad8c \ud655\ubcf4 \uac00\ub2a5 (\uc548\uc804)\";\r\n resultTitle.style.color = \"#27ae60\";\r\n }\r\n\r\n \/\/ \uba54\uc2dc\uc9c0 \ucd9c\ub825\r\n msgs.forEach(msg => {\r\n let li = document.createElement('li');\r\n li.innerHTML = msg;\r\n resultList.appendChild(li);\r\n });\r\n\r\n if (msgs.length === 0 && riskScore === 0) {\r\n let li = document.createElement('li');\r\n li.innerHTML = \"\uac80\ud1a0 \uacb0\uacfc, \ud2b9\ubcc4\ud55c \ud604\uae08\uccad\uc0b0 \uc0ac\uc720\uac00 \ubc1c\uacac\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\";\r\n resultList.appendChild(li);\r\n }\r\n }\r\n <\/script>\r\n\r\n<\/body>\r\n\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\uc7ac\uac1c\ubc1c\/\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8\uae30 (\uc0c1\uc18d\/\uacf5\uc720 \ud3ec\ud568) \ud83c\udfd7\ufe0f \uc7ac\uac1c\ubc1c\u00b7\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8 \ub9e4\ub9e4\u00b7\uc0c1\uc18d\u00b7\uacf5\uc720\u00b7\ub2e4\ubb3c\uac74 \uc18c\uc720 \ud1b5\ud569 \ubd84\uc11d (\uc138\ubd80\ub0b4\uc6a9 \uccb4\ud06c. \ucc38\uace0\uc6a9) 1. \ucde8\ub4dd \uc6d0\uc778 \ubc0f \uc2dc\uae30 \ucde8\ub4dd \uc6d0\uc778 (\uc5b4\ub5bb\uac8c \uc18c\uc720?) \ub9e4\ub9e4 (\uc77c\ubc18\uc801\uc778 \ub9e4\uc218)\uc0c1\uc18d (\uc0ac\ub9dd\uc73c\ub85c \uc778\ud55c \uc2b9\uacc4)\uc99d\uc5ec (\uac00\uc871 \ub4f1 \ubb34\uc0c1 \uc774\uc804)\uacbd\ub9e4\/\uacf5\ub9e4 \ub099\ucc30 \uacbd\ub9e4 \uc2e0\uccad\uad8c\uc790 (\ub204\uac00 \uacbd\ub9e4\ub97c \ub118\uacbc\ub098\uc694?) \uac1c\uc778\/\uc77c\ubc18 \ucc44\uad8c\uc790\uad6d\uac00, \uc9c0\uc790\uccb4, \uae08\uc735\uae30\uad00 (\uc740\ud589 \ub4f1) \uc9c0\uc5ed […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-pagebuilder-full-width.php","meta":{"footnotes":""},"class_list":["post-14898","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14898"}],"version-history":[{"count":3,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14898\/revisions"}],"predecessor-version":[{"id":14901,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14898\/revisions\/14901"}],"wp:attachment":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n\r\n \r\n \r\n \uc7ac\uac1c\ubc1c\/\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8\uae30 (\uc0c1\uc18d\/\uacf5\uc720 \ud3ec\ud568)<\/title>\r\n <style>\r\n \/* \uae30\ubcf8 \uc2a4\ud0c0\uc77c *\/\r\n body {\r\n font-family: 'Pretendard', 'Malgun Gothic', sans-serif;\r\n background-color: #f0f2f5;\r\n color: #333;\r\n line-height: 1.6;\r\n margin: 0;\r\n padding: 20px;\r\n }\r\n\r\n .container {\r\n max-width: 800px;\r\n margin: 0 auto;\r\n background: white;\r\n padding: 40px;\r\n border-radius: 12px;\r\n box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);\r\n }\r\n\r\n h1 {\r\n text-align: center;\r\n color: #1a1a1a;\r\n margin-bottom: 10px;\r\n }\r\n\r\n .sub-title {\r\n text-align: center;\r\n color: #666;\r\n font-size: 0.9em;\r\n margin-bottom: 30px;\r\n }\r\n\r\n \/* \uc139\uc158 \uc2a4\ud0c0\uc77c *\/\r\n .section {\r\n margin-bottom: 25px;\r\n padding: 25px;\r\n background-color: #ffffff;\r\n border: 1px solid #e1e4e8;\r\n border-radius: 10px;\r\n }\r\n\r\n .section-header {\r\n font-size: 1.15em;\r\n font-weight: bold;\r\n color: #2c3e50;\r\n margin-bottom: 15px;\r\n border-bottom: 2px solid #f1f3f5;\r\n padding-bottom: 10px;\r\n }\r\n\r\n \/* \ud3fc \uc694\uc18c \uc2a4\ud0c0\uc77c *\/\r\n label {\r\n display: block;\r\n margin-bottom: 8px;\r\n font-weight: 600;\r\n font-size: 0.95em;\r\n }\r\n\r\n select,\r\n input[type=\"date\"],\r\n input[type=\"number\"] {\r\n width: 100%;\r\n padding: 12px;\r\n margin-bottom: 15px;\r\n border: 1px solid #ddd;\r\n border-radius: 6px;\r\n box-sizing: border-box;\r\n font-size: 1em;\r\n transition: border-color 0.2s;\r\n }\r\n\r\n select:focus,\r\n input:focus {\r\n border-color: #3498db;\r\n outline: none;\r\n }\r\n\r\n .radio-group {\r\n margin-bottom: 15px;\r\n display: flex;\r\n gap: 20px;\r\n }\r\n\r\n .radio-group label {\r\n font-weight: normal;\r\n cursor: pointer;\r\n display: flex;\r\n align-items: center;\r\n }\r\n\r\n .radio-group input {\r\n margin-right: 8px;\r\n }\r\n\r\n .hidden {\r\n display: none;\r\n }\r\n\r\n .info-text {\r\n font-size: 0.85em;\r\n color: #666;\r\n margin-top: -10px;\r\n margin-bottom: 15px;\r\n line-height: 1.4;\r\n }\r\n\r\n \/* \ubc84\ud2bc \uc2a4\ud0c0\uc77c *\/\r\n .btn-calc {\r\n width: 100%;\r\n padding: 16px;\r\n background-color: #2980b9;\r\n color: white;\r\n border: none;\r\n border-radius: 8px;\r\n font-size: 1.2em;\r\n font-weight: bold;\r\n cursor: pointer;\r\n transition: background 0.3s;\r\n margin-top: 10px;\r\n }\r\n\r\n .btn-calc:hover {\r\n background-color: #2471a3;\r\n }\r\n\r\n \/* \uacb0\uacfc\ucc3d \uc2a4\ud0c0\uc77c *\/\r\n #resultBox {\r\n margin-top: 30px;\r\n padding: 25px;\r\n border-radius: 8px;\r\n display: none;\r\n }\r\n\r\n .res-safe {\r\n background-color: #e8f5e9;\r\n border: 1px solid #c8e6c9;\r\n color: #1b5e20;\r\n }\r\n\r\n .res-danger {\r\n background-color: #ffebee;\r\n border: 1px solid #ffcdd2;\r\n color: #b71c1c;\r\n }\r\n\r\n .res-caution {\r\n background-color: #fff8e1;\r\n border: 1px solid #ffecb3;\r\n color: #f57f17;\r\n }\r\n\r\n .result-title {\r\n font-size: 1.5em;\r\n font-weight: bold;\r\n display: block;\r\n margin-bottom: 15px;\r\n }\r\n\r\n .result-list {\r\n padding-left: 20px;\r\n margin: 0;\r\n }\r\n\r\n .result-list li {\r\n margin-bottom: 8px;\r\n }\r\n\r\n \/* \uc544\ucf54\ub514\uc5b8 \uc2a4\ud0c0\uc77c *\/\r\n .accordion-section {\r\n margin-top: 40px;\r\n border-top: 2px solid #eee;\r\n pt: 20px;\r\n }\r\n\r\n .accordion {\r\n background-color: #f8f9fa;\r\n color: #444;\r\n cursor: pointer;\r\n padding: 18px;\r\n width: 100%;\r\n border: none;\r\n text-align: left;\r\n outline: none;\r\n font-size: 1em;\r\n font-weight: bold;\r\n transition: 0.4s;\r\n border-radius: 8px;\r\n margin-bottom: 5px;\r\n display: flex;\r\n justify-content: space-between;\r\n align-items: center;\r\n }\r\n\r\n .accordion:after {\r\n content: '\\002B';\r\n font-size: 1.2em;\r\n color: #777;\r\n float: right;\r\n margin-left: 5px;\r\n }\r\n\r\n .accordion.active {\r\n background-color: #e9ecef;\r\n }\r\n\r\n .accordion.active:after {\r\n content: \"\\2212\";\r\n }\r\n\r\n .panel {\r\n padding: 0 18px;\r\n background-color: white;\r\n max-height: 0;\r\n overflow: hidden;\r\n transition: max-height 0.3s ease-out;\r\n border-bottom: 1px solid #f0f0f0;\r\n }\r\n\r\n .panel p,\r\n .panel ul {\r\n margin: 15px 0;\r\n font-size: 0.9em;\r\n color: #555;\r\n }\r\n\r\n .panel li {\r\n margin-bottom: 5px;\r\n }\r\n\r\n .highlight {\r\n color: #e74c3c;\r\n font-weight: bold;\r\n }\r\n\r\n \/* \uac00\ub85c \ubc30\uce58 \ucee8\ud14c\uc774\ub108 *\/\r\n .row-container {\r\n display: flex;\r\n gap: 20px;\r\n margin-bottom: 25px;\r\n }\r\n\r\n .row-container .section {\r\n flex: 1;\r\n margin-bottom: 0;\r\n min-width: 0;\r\n }\r\n\r\n @media (max-width: 768px) {\r\n .row-container {\r\n flex-direction: column;\r\n }\r\n\r\n .row-container .section {\r\n margin-bottom: 25px;\r\n }\r\n }\r\n <\/style>\r\n<\/head>\r\n\r\n<body>\r\n\r\n <div class=\"container\">\r\n <h1>\ud83c\udfd7\ufe0f \uc7ac\uac1c\ubc1c\u00b7\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8<\/h1>\r\n <div class=\"sub-title\">\ub9e4\ub9e4\u00b7\uc0c1\uc18d\u00b7\uacf5\uc720\u00b7\ub2e4\ubb3c\uac74 \uc18c\uc720 \ud1b5\ud569 \ubd84\uc11d (\uc138\ubd80\ub0b4\uc6a9 \uccb4\ud06c. \ucc38\uace0\uc6a9)<\/div>\r\n\r\n <div class=\"row-container\">\r\n \r\n <div class=\"section\">\r\n <div class=\"section-header\">1. \ucde8\ub4dd \uc6d0\uc778 \ubc0f \uc2dc\uae30<\/div>\r\n\r\n <label>\ucde8\ub4dd \uc6d0\uc778 (\uc5b4\ub5bb\uac8c \uc18c\uc720?)<\/label>\r\n <select id=\"acquisitionCause\" onchange=\"toggleCauseDetails()\">\r\n <option value=\"purchase\">\ub9e4\ub9e4 (\uc77c\ubc18\uc801\uc778 \ub9e4\uc218)<\/option>\r\n <option value=\"inheritance\">\uc0c1\uc18d (\uc0ac\ub9dd\uc73c\ub85c \uc778\ud55c \uc2b9\uacc4)<\/option>\r\n <option value=\"gift\">\uc99d\uc5ec (\uac00\uc871 \ub4f1 \ubb34\uc0c1 \uc774\uc804)<\/option>\r\n <option value=\"auction\">\uacbd\ub9e4\/\uacf5\ub9e4 \ub099\ucc30<\/option>\r\n <\/select>\r\n\r\n \r\n <div id=\"auctionDetails\" class=\"hidden\">\r\n <label>\uacbd\ub9e4 \uc2e0\uccad\uad8c\uc790 (\ub204\uac00 \uacbd\ub9e4\ub97c \ub118\uacbc\ub098\uc694?)<\/label>\r\n <select id=\"auctionApplicant\">\r\n <option value=\"private\">\uac1c\uc778\/\uc77c\ubc18 \ucc44\uad8c\uc790<\/option>\r\n <option value=\"public\">\uad6d\uac00, \uc9c0\uc790\uccb4, \uae08\uc735\uae30\uad00 (\uc740\ud589 \ub4f1)<\/option>\r\n <\/select>\r\n <\/div>\r\n\r\n <label>\uc9c0\uc5ed \uad6c\ubd84<\/label>\r\n <select id=\"locationType\">\r\n <option value=\"gangnam\">\uae30\uc874 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c (\uac15\ub0a83\uad6c, \uc6a9\uc0b0)<\/option>\r\n <option value=\"expanded\">\uc2e0\uaddc \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c (\uc11c\uc6b8 \uc804\uc5ed, \uacbd\uae30 12\uacf3)<\/option>\r\n <option value=\"others\">\ube44\uaddc\uc81c \uc9c0\uc5ed<\/option>\r\n <\/select>\r\n\r\n <label>\ucde8\ub4dd(\ub4f1\uae30\uc811\uc218)\uc77c<\/label>\r\n <input type=\"date\" id=\"buyDate\">\r\n <\/div>\r\n\r\n \r\n <div class=\"section\">\r\n <div class=\"section-header\">2. \uc0ac\uc5c5 \ubc29\uc2dd \ubc0f \ub2e8\uacc4<\/div>\r\n <div class=\"info-text\">\u203b \uc774\ubbf8 \uc9c4\ud589\ub41c \ub2e8\uacc4 \uc774\ud6c4\uc5d0 \ucde8\ub4dd\ud558\uba74 \ud604\uae08\uccad\uc0b0 \ub420 \uc218 \uc788\uc73c\ub2c8 \uc8fc\uc758\ud558\uc138\uc694.<\/div>\r\n\r\n <label>\uc0ac\uc5c5 \ubc29\uc2dd<\/label>\r\n <select id=\"projectType\">\r\n <option value=\"redev\">\uc7ac\uac1c\ubc1c (\uc77c\ubc18\/\uacf5\uacf5\/\uc2e0\uc18d\ud1b5\ud569)<\/option>\r\n <option value=\"recon\">\uc7ac\uac74\ucd95<\/option>\r\n <\/select>\r\n\r\n <label>\ud604\uc7ac \uc0ac\uc5c5 \uc9c4\ud589 \ub2e8\uacc4<\/label>\r\n <select id=\"projectStage\">\r\n <option value=\"0\">\uc870\ud569\uc124\ub9bd \uc774\uc804<\/option>\r\n <option value=\"1\">\uc870\ud569\uc124\ub9bd\uc778\uac00 \uc644\ub8cc<\/option>\r\n <option value=\"2\">\uc0ac\uc5c5\uc2dc\ud589\uc778\uac00 \uc644\ub8cc<\/option>\r\n <option value=\"3\">\uad00\ub9ac\ucc98\ubd84\uacc4\ud68d\uc778\uac00 \uc644\ub8cc<\/option>\r\n <\/select>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"row-container\">\r\n \r\n <div class=\"section\">\r\n <div class=\"section-header\">3. \uc18c\uc720 \ud615\ud0dc \ubc0f \ubb3c\uac74 \ud2b9\uc131<\/div>\r\n\r\n <label>\uc18c\uc720 \ud615\ud0dc \ubc0f \ub2e4\uc8fc\ud0dd \uc5ec\ubd80<\/label>\r\n <select id=\"ownershipType\">\r\n <option value=\"sole\">\ub2e8\ub3c5 \uc18c\uc720 (\uad6c\uc5ed \ub0b4 1\uac1c \ubb3c\uac74\ub9cc \uc18c\uc720)<\/option>\r\n <option value=\"shared\">\uacf5\ub3d9 \uc18c\uc720 (\ud558\ub098\uc758 \ubb3c\uac74\uc744 \uc9c0\ubd84\uc73c\ub85c \uc18c\uc720)<\/option>\r\n <option value=\"multi\">\uad6c\uc5ed \ub0b4 \ub2e4\ubb3c\uac74 \uc18c\uc720 (\uac19\uc740 \uad6c\uc5ed\uc5d0 2\uac1c \uc774\uc0c1)<\/option>\r\n <option value=\"family\">\uc138\ub300\uc6d0 \ubd84\ub9ac \uc18c\uc720 (\uac00\uc871\uc774 \uac01\uac01 \uc18c\uc720)<\/option>\r\n <\/select>\r\n\r\n <hr style=\"border: 0; border-top: 1px dashed #ddd; margin: 20px 0;\">\r\n\r\n <label>\ubb3c\uac74\uc758 \ubb3c\ub9ac\uc801 \uc720\ud615<\/label>\r\n <select id=\"propertyType\" onchange=\"togglePropDetails()\">\r\n <option value=\"normal\">\uc77c\ubc18 \uc544\ud30c\ud2b8\/\uad6c\ucd95 \uc8fc\ud0dd (\ud558\uc790 \uc5c6\uc74c)<\/option>\r\n <option value=\"new\">\uc2e0\ucd95 \ube4c\ub77c (\uc2e0\uc18d\ud1b5\ud569\/\uacf5\uacf5\uc7ac\uac1c\ubc1c \uad6c\uc5ed)<\/option>\r\n <option value=\"split\">\uc804\ud658 \ub2e4\uc138\ub300 (\ub2e4\uac00\uad6c \uad6c\ubd84\ub4f1\uae30)<\/option>\r\n <option value=\"land\">\ud1a0\uc9c0 (\uac74\ubb3c \uc5c6\ub294 \ub545)<\/option>\r\n <\/select>\r\n\r\n \r\n <div id=\"newDetails\" class=\"hidden\">\r\n <label style=\"color: #c0392b;\">\uad8c\ub9ac\uc0b0\uc815\uae30\uc900\uc77c (\ud6c4\ubcf4\uc9c0 \ucd94\ucc9c\uc77c \ub4f1)<\/label>\r\n <input type=\"date\" id=\"refDate\">\r\n <label>\uac74\ubb3c \uc18c\uc720\uad8c\ubcf4\uc874\ub4f1\uae30\uc77c<\/label>\r\n <input type=\"date\" id=\"consDate\">\r\n <\/div>\r\n\r\n \r\n <div id=\"splitDetails\" class=\"hidden\">\r\n <label style=\"color: #c0392b;\">\ub2e4\uc138\ub300 \uc804\ud658(\ub4f1\uae30)\uc77c<\/label>\r\n <input type=\"date\" id=\"splitDate\">\r\n <\/div>\r\n\r\n \r\n <div id=\"landDetails\" class=\"hidden\">\r\n <label>\ud1a0\uc9c0 \uba74\uc801 (\u33a1)<\/label>\r\n <input type=\"number\" id=\"landArea\" placeholder=\"\uc608: 60\">\r\n <label>\uc138\ub300\uc6d0 \uc804\uc6d0 \ubb34\uc8fc\ud0dd \uc5ec\ubd80<\/label>\r\n <div class=\"radio-group\">\r\n <label><input type=\"radio\" name=\"homeless\" value=\"yes\"> \uc608<\/label>\r\n <label><input type=\"radio\" name=\"homeless\" value=\"no\" checked> \uc544\ub2c8\uc624<\/label>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"section\" id=\"sellerExceptionSection\">\r\n <div class=\"section-header\">4. \ub9e4\ub3c4\uc790(\uc804 \uc8fc\uc778) \uc608\uc678 \uc694\uac74<\/div>\r\n <div class=\"info-text\">\u203b \ub9e4\ub9e4\/\uc99d\uc5ec\uc778 \uacbd\uc6b0\uc5d0\ub9cc \uccb4\ud06c\ud558\uc138\uc694.<\/br> (\uc0c1\uc18d\uc73c\ub85c \uc778\ud55c \ucde8\ub4dd\uc740 \uad00\ub828\uc5c6\uc74c)<\/div>\r\n <label>\ub9e4\ub3c4\uc790\uac00 '1\uc138\ub300 1\uc8fc\ud0dd + 10\ub144 \ubcf4\uc720 + 5\ub144 \uac70\uc8fc'\ub97c \ucda9\uc871\ud569\ub2c8\uae4c?<\/label>\r\n <select id=\"exceptionCheck\">\r\n <option value=\"no\">\uc544\ub2c8\uc624 \/ \ubaa8\ub984<\/option>\r\n <option value=\"yes\">\uc608 (\ud655\uc778\ub428)<\/option>\r\n <\/select>\r\n <\/div>\r\n <\/div>\r\n\r\n <button class=\"btn-calc\" onclick=\"calculateRisk()\">\uc9c4\ub2e8 \uacb0\uacfc \ud655\uc778<\/button>\r\n\r\n \r\n <div id=\"resultBox\">\r\n <span id=\"resultTitle\" class=\"result-title\"><\/span>\r\n <ul id=\"resultList\" class=\"result-list\"><\/ul>\r\n <\/div>\r\n\r\n \r\n <div class=\"accordion-section\">\r\n <h3 style=\"margin-bottom: 15px; color: #2c3e50;\">\ud83d\udca1 \ud604\uae08\uccad\uc0b0 \uc608\uc678 \uc0ac\uc720 (\uc785\uc8fc\uad8c \ubd80\uc5ec \uae30\uc900)<\/h3>\r\n\r\n <button class=\"accordion\">1. \uc0c1\uc18d\/\uc774\ud63c\uc73c\ub85c \uc778\ud55c \ucde8\ub4dd<\/button>\r\n <div class=\"panel\">\r\n <p><strong>\uc0c1\uc18d:<\/strong> \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \uc9c0\uc815 \uc5ec\ubd80\ub098 \uc0ac\uc5c5 \ub2e8\uacc4\uc640 \uc0c1\uad00\uc5c6\uc774 <span class=\"highlight\">\ubb34\uc870\uac74 \uc870\ud569\uc6d0 \uc9c0\uc704\uac00 \uc2b9\uacc4<\/span>\ub429\ub2c8\ub2e4.\r\n (\ud53c\uc0c1\uc18d\uc778\uc758 \uc0ac\ub9dd\uc73c\ub85c \uc778\ud55c \ud3ec\uad04\uc2b9\uacc4)<\/p>\r\n <p><strong>\uc774\ud63c:<\/strong> \uc7ac\uc0b0\ubd84\ud560\ub85c \uc778\ud55c \uc18c\uc720\uad8c \uc774\uc804 \uc5ed\uc2dc \uc870\ud569\uc6d0 \uc9c0\uc704\uac00 \uc2b9\uacc4\ub429\ub2c8\ub2e4. (\ub2e8, \uc704\uc7a5 \uc774\ud63c \ub4f1\uc740 \uc81c\uc678)<\/p>\r\n <\/div>\r\n\r\n <button class=\"accordion\">2. \ub9e4\ub3c4\uc790\uac00 \uc7a5\uae30 \ubcf4\uc720\ud55c 1\uc8fc\ud0dd\uc790\uc778 \uacbd\uc6b0<\/button>\r\n <div class=\"panel\">\r\n <p>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\ub77c \ud558\ub354\ub77c\ub3c4 \ub9e4\ub3c4\uc778(\ud30c\ub294 \uc0ac\ub78c)\uc774 \ub2e4\uc74c \uc694\uac74\uc744 \ubaa8\ub450 \uac16\ucdc4\ub2e4\uba74 \ub9e4\uc218\uc778\uc740 \uc785\uc8fc\uad8c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n <ul>\r\n <li><strong>1\uc138\ub300 1\uc8fc\ud0dd\uc790<\/strong>\uc77c \uac83<\/li>\r\n <li>\uc18c\uc720 \uae30\uac04 <strong>10\ub144 \uc774\uc0c1<\/strong><\/li>\r\n <li>\uac70\uc8fc \uae30\uac04 <strong>5\ub144 \uc774\uc0c1<\/strong> (\uc8fc\ubbfc\ub4f1\ub85d\ud45c \uae30\uc900)<\/li>\r\n <li>\u203b \uacf5\ub3d9\uba85\uc758\uc778 \uacbd\uc6b0 \uacf5\uc720\uc790 \uc804\uc6d0\uc774 \uc704 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud568\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <button class=\"accordion\">3. \uacbd\ub9e4\/\uacf5\ub9e4\ub85c \ub099\ucc30\ubc1b\uc740 \uacbd\uc6b0<\/button>\r\n <div class=\"panel\">\r\n <p>\uc77c\ubc18\uc801\uc778 \uacbd\ub9e4\ub77c\uace0 \ub2e4 \ub418\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uacbd\ub9e4 \uc2e0\uccad\uad8c\uc790\uac00 <strong>'\uad6d\uac00, \uc9c0\uc790\uccb4, \uae08\uc735\uae30\uad00(\uc740\ud589 \ub4f1)'<\/strong>\uc778 \uacbd\uc6b0\uc5d0\ub9cc \uc608\uc678\uc801\uc73c\ub85c \uc9c0\uc704 \uc591\ub3c4\uac00 \ud5c8\uc6a9\ub429\ub2c8\ub2e4.<\/p>\r\n <p>\u203b \uac1c\uc778 \uac04\uc758 \ucc44\ubb34(\uc0ac\ucc44 \ub4f1)\ub098 \uac00\uc555\ub958\uc5d0 \uc758\ud55c \uac15\uc81c\uacbd\ub9e4\ub294 \uc608\uc678 \uc778\uc815\uc774 \uc548 \ub418\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\r\n <\/div>\r\n\r\n <button class=\"accordion\">4. \ubd88\uac00\ud53c\ud55c \uc0ac\uc815 (\ud574\uc678 \uc774\uc8fc \ub4f1)<\/button>\r\n <div class=\"panel\">\r\n <ul>\r\n <li>\uc138\ub300\uc6d0 \uc804\uc6d0\uc774 \ud574\uc678\ub85c \uc774\uc8fc\ud558\uac70\ub098 2\ub144 \uc774\uc0c1 \ud574\uc678\uc5d0 \uccb4\ub958\ud558\ub824\ub294 \uacbd\uc6b0<\/li>\r\n <li>\uc138\ub300\uc6d0 \uc804\uc6d0\uc774 \uadfc\ubb34, \uc0dd\uc5c5, \uc9c8\ubcd1 \uce58\ub8cc, \ucde8\ud559, \uacb0\ud63c\uc73c\ub85c \uc778\ud574 \ub2e4\ub978 \uc2dc\/\uad70\uc73c\ub85c \uc774\uc0ac \uac00\ub294 \uacbd\uc6b0 (\ub2e8, \uc218\ub3c4\uad8c \uc548\uc5d0\uc11c\uc758 \uc774\ub3d9\uc740 \uc778\uc815 \uc548 \ub428)<\/li>\r\n <li>\uc0c1\uc18d\ubc1b\uc740 \uc8fc\ud0dd\uc73c\ub85c \uc138\ub300\uc6d0 \uc804\uc6d0\uc774 \uc774\uc0ac \uac00\ub294 \uacbd\uc6b0<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <button class=\"accordion\">5. \uc0ac\uc5c5\uc774 \uc7a5\uae30 \uc9c0\uc5f0\ub41c \uacbd\uc6b0<\/button>\r\n <div class=\"panel\">\r\n <p>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\ub77c\ub3c4 \uc0ac\uc5c5\uc774 \ub108\ubb34 \uc548 \uac00\uc11c \ubb36\uc5ec\uc788\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc7ac\uc0b0\uad8c\uc744 \uc704\ud574 \ud480\uc5b4\uc8fc\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4.<\/p>\r\n <ul>\r\n <li>\uc870\ud569\uc124\ub9bd \ud6c4 3\ub144 \uc774\uc0c1 \uc0ac\uc5c5\uc2dc\ud589\uc778\uac00 \uc2e0\uccad\uc774 \uc5c6\ub294 \uacbd\uc6b0 (3\ub144 \uc774\uc0c1 \ubcf4\uc720\uc790\ub9cc)<\/li>\r\n <li>\uc0ac\uc5c5\uc2dc\ud589\uc778\uac00 \ud6c4 3\ub144 \uc774\uc0c1 \ucc29\uacf5\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0 (3\ub144 \uc774\uc0c1 \ubcf4\uc720\uc790\ub9cc)<\/li>\r\n <li>\ucc29\uacf5 \ud6c4 3\ub144 \uc774\uc0c1 \uc900\uacf5\ub418\uc9c0 \ubabb\ud55c \uacbd\uc6b0 (3\ub144 \uc774\uc0c1 \ubcf4\uc720\uc790\ub9cc)<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <script>\r\n \/\/ \uc544\ucf54\ub514\uc5b8 \ub85c\uc9c1\r\n var acc = document.getElementsByClassName(\"accordion\");\r\n for (var i = 0; i < acc.length; i++) {\r\n acc[i].addEventListener(\"click\", function () {\r\n this.classList.toggle(\"active\");\r\n var panel = this.nextElementSibling;\r\n if (panel.style.maxHeight) {\r\n panel.style.maxHeight = null;\r\n } else {\r\n panel.style.maxHeight = panel.scrollHeight + \"px\";\r\n }\r\n });\r\n }\r\n\r\n \/\/ UI \uc81c\uc5b4 \ub85c\uc9c1\r\n function toggleCauseDetails() {\r\n const cause = document.getElementById('acquisitionCause').value;\r\n const auctionDetail = document.getElementById('auctionDetails');\r\n const sellerSection = document.getElementById('sellerExceptionSection');\r\n\r\n \/\/ \uacbd\ub9e4 \uc0c1\uc138 \ud45c\uc2dc\r\n if (cause === 'auction') auctionDetail.classList.remove('hidden');\r\n else auctionDetail.classList.add('hidden');\r\n\r\n \/\/ \ub9e4\ub3c4\uc790 \uc694\uac74\uc740 \ub9e4\ub9e4\/\uc99d\uc5ec\uc77c \ub54c\ub9cc \uc911\uc694 (\uc0c1\uc18d\uc740 \ud504\ub9ac\ud328\uc2a4)\r\n if (cause === 'purchase' || cause === 'gift') sellerSection.classList.remove('hidden');\r\n else sellerSection.classList.add('hidden'); \/\/ \uc0c1\uc18d, \uacbd\ub9e4(\uc870\uac74\ubd80)\ub294 \ub9e4\ub3c4\uc790 \uac70\uc8fc\uc694\uac74 \uc548\ub530\uc9d0\r\n }\r\n\r\n function togglePropDetails() {\r\n const type = document.getElementById('propertyType').value;\r\n document.getElementById('newDetails').classList.add('hidden');\r\n document.getElementById('splitDetails').classList.add('hidden');\r\n document.getElementById('landDetails').classList.add('hidden');\r\n\r\n if (type === 'new') document.getElementById('newDetails').classList.remove('hidden');\r\n if (type === 'split') document.getElementById('splitDetails').classList.remove('hidden');\r\n if (type === 'land') document.getElementById('landDetails').classList.remove('hidden');\r\n }\r\n\r\n function calculateRisk() {\r\n \/\/ --- \uc785\ub825\uac12 \uac00\uc838\uc624\uae30 ---\r\n const cause = document.getElementById('acquisitionCause').value;\r\n const loc = document.getElementById('locationType').value;\r\n const pType = document.getElementById('projectType').value;\r\n const stage = parseInt(document.getElementById('projectStage').value);\r\n const buyDateVal = document.getElementById('buyDate').value;\r\n const ownership = document.getElementById('ownershipType').value;\r\n const propType = document.getElementById('propertyType').value;\r\n const exception = document.getElementById('exceptionCheck').value;\r\n\r\n \/\/ --- \ucd08\uae30 \uc124\uc815 ---\r\n const resultBox = document.getElementById('resultBox');\r\n const resultTitle = document.getElementById('resultTitle');\r\n const resultList = document.getElementById('resultList');\r\n resultList.innerHTML = \"\";\r\n\r\n let riskScore = 0; \/\/ 0:\uc548\uc804, 1~2:\uc8fc\uc758, 3\uc774\uc0c1:\uc704\ud5d8\r\n let msgs = [];\r\n\r\n const buyDate = buyDateVal ? new Date(buyDateVal) : new Date();\r\n const expansionDate = new Date('2025-10-15');\r\n\r\n \/\/ ======================================================\r\n \/\/ CHECK 1. \uc870\ud569\uc6d0 \uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0 (\uac70\ub798 \uc790\uccb4\uc758 \ubb38\uc81c)\r\n \/\/ ======================================================\r\n let statusTransferOk = true;\r\n\r\n if (cause === 'inheritance') {\r\n msgs.push(\"\u2705 <b>[\uc0c1\uc18d]<\/b> \uc0c1\uc18d\uc740 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \ubc0f \uc0ac\uc5c5 \ub2e8\uacc4\uc640 \ubb34\uad00\ud558\uac8c \uc870\ud569\uc6d0 \uc9c0\uc704\uac00 \uc2b9\uacc4\ub429\ub2c8\ub2e4.\");\r\n } else {\r\n \/\/ \uacbd\ub9e4 \uc608\uc678 \uccb4\ud06c\r\n if (cause === 'auction') {\r\n const applicant = document.getElementById('auctionApplicant').value;\r\n if (applicant === 'public') {\r\n msgs.push(\"\u2705 <b>[\uacbd\ub9e4]<\/b> \uae08\uc735\uae30\uad00\/\uad6d\uac00 \uc2e0\uccad \uacbd\ub9e4\uc774\ubbc0\ub85c \uc608\uc678\uc801\uc73c\ub85c \uc9c0\uc704 \uc2b9\uacc4\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.\");\r\n } else {\r\n \/\/ \uc77c\ubc18 \uacbd\ub9e4\ub294 \ub9e4\ub9e4\uc640 \ub3d9\uc77c\ud558\uac8c \ucde8\uae09\r\n statusTransferOk = false; \/\/ \uc544\ub798\uc5d0\uc11c \ub0a0\uc9dc \uccb4\ud06c\r\n }\r\n } else {\r\n statusTransferOk = false; \/\/ \ub9e4\ub9e4, \uc99d\uc5ec\ub294 \uccb4\ud06c \ud544\uc694\r\n }\r\n }\r\n\r\n \/\/ \uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0 \ub300\uc0c1\uc778\uc9c0 \ud655\uc778 (\uc0c1\uc18d, \uacf5\uacf5\uacbd\ub9e4 \uc544\ub2c8\uba74 \uc5ec\uae30 \uc9c4\uc785)\r\n if (!statusTransferOk) {\r\n let isRegulated = false;\r\n if (loc === 'gangnam') isRegulated = true;\r\n if (loc === 'expanded' && buyDate >= expansionDate) isRegulated = true;\r\n\r\n let limitStage = (pType === 'recon') ? 1 : 3; \/\/ \uc7ac\uac74\ucd95:\uc870\ud569(1), \uc7ac\uac1c\ubc1c:\uad00\ub9ac(3)\r\n let stageName = (pType === 'recon') ? \"\uc870\ud569\uc124\ub9bd\uc778\uac00\" : \"\uad00\ub9ac\ucc98\ubd84\uc778\uac00\";\r\n\r\n if (isRegulated && stage >= limitStage) {\r\n \/\/ \uae08\uc9c0 \uad6c\uac04 \uc9c4\uc785\r\n if (exception === 'yes') {\r\n msgs.push(\"\u2705 <b>[\uc608\uc678 \ucda9\uc871]<\/b> \ub9e4\ub3c4\uc790\uac00 1\uac00\uad6c 1\uc8fc\ud0dd\/10\ub144 \ubcf4\uc720\/5\ub144 \uac70\uc8fc \uc694\uac74\uc744 \ucda9\uc871\ud558\uc5ec \uc2b9\uacc4 \uac00\ub2a5\ud569\ub2c8\ub2e4.\");\r\n } else {\r\n riskScore += 5;\r\n msgs.push(`\u26d4 <b>[\uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0]<\/b> \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \ub0b4 ${stageName} \uc774\ud6c4 \ucde8\ub4dd\uc73c\ub85c \ud604\uae08\uccad\uc0b0 \ub300\uc0c1\uc785\ub2c8\ub2e4.`);\r\n if (cause === 'gift') msgs.push(\"\ud83d\udc49 \uc99d\uc5ec \ub610\ud55c \ub9e4\ub9e4\uc640 \ub3d9\uc77c\ud558\uac8c \uae08\uc9c0 \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.\");\r\n if (cause === 'auction') msgs.push(\"\ud83d\udc49 \uac1c\uc778 \ucc44\uad8c\uc790\/\uac00\uc555\ub958 \ub4f1\uc5d0 \uc758\ud55c \uacbd\ub9e4\ub294 \uc9c0\uc704 \uc2b9\uacc4\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.\");\r\n }\r\n } else {\r\n msgs.push(\"\u2705 <b>[\uc2dc\uae30 \uc548\uc804]<\/b> \uc870\ud569\uc6d0 \uc9c0\uc704 \uc591\ub3c4 \uae08\uc9c0 \uc2dc\uc810 \uc774\uc804\uc774\uac70\ub098 \ube44\uaddc\uc81c \uc9c0\uc5ed\uc785\ub2c8\ub2e4.\");\r\n }\r\n }\r\n\r\n \/\/ ======================================================\r\n \/\/ CHECK 2. \uc18c\uc720 \ud615\ud0dc \ubc0f \ub2e4\ubb3c\uac74 (\uacf5\uc720\/1+1)\r\n \/\/ ======================================================\r\n if (ownership === 'shared') {\r\n riskScore += 1;\r\n msgs.push(\"\u26a0\ufe0f <b>[\uacf5\ub3d9 \uc18c\uc720]<\/b> \uacf5\uc720\uc790 \uc804\uccb4\ub97c 1\uba85\uc758 \uc870\ud569\uc6d0\uc73c\ub85c \ubd05\ub2c8\ub2e4. '\ub300\ud45c\uc870\ud569\uc6d0' 1\uc778\ub9cc \ubd84\uc591\uc2e0\uccad\uad8c\uc774 \uc788\uc2b5\ub2c8\ub2e4.\");\r\n }\r\n if (ownership === 'multi') {\r\n msgs.push(\"\u26a0\ufe0f <b>[\ub2e4\ubb3c\uac74 \uc18c\uc720]<\/b> \uac19\uc740 \uad6c\uc5ed \ub0b4 \uc5ec\ub7ec \uac1c\ub97c \uac00\uc838\ub3c4 \uc6d0\uce59\uc801\uc73c\ub85c \uc785\uc8fc\uad8c\uc740 1\uac1c\uc785\ub2c8\ub2e4. (\uc870\uac74 \ucda9\uc871 \uc2dc 1+1 \uac00\ub2a5)\");\r\n }\r\n if (ownership === 'family') {\r\n msgs.push(\"\u26a0\ufe0f <b>[\uc138\ub300 \ubd84\ub9ac]<\/b> \uac00\uc871\uc774 \uac01\uac01 \uc785\uc8fc\uad8c\uc744 \ubc1b\uc73c\ub824\uba74 \uad00\ub9ac\ucc98\ubd84\uc778\uac00 \uc804\uae4c\uc9c0 \ud655\uc2e4\ud55c \uc138\ub300 \ubd84\ub9ac(\uc8fc\ubbfc\ub4f1\ub85d+\uc2e4\uac70\uc8fc)\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.\");\r\n }\r\n\r\n \/\/ ======================================================\r\n \/\/ CHECK 3. \ubb3c\uac74 \uc790\uccb4\uc758 \ud558\uc790 (\uc2e0\ucd95, \ucabc\uac1c\uae30, \ud1a0\uc9c0)\r\n \/\/ ======================================================\r\n \/\/ \u203b \uc0c1\uc18d\uc774\ub77c\ub3c4 '\ubb3c\uac74 \uc790\uccb4'\uac00 \ud558\uc790\uc778 \uacbd\uc6b0(\uad8c\ub9ac\uc0b0\uc815\uc77c \ud6c4 \uc2e0\ucd95 \ub4f1)\ub294 \uad6c\uc81c \uc548 \ub420 \uc218 \uc788\uc74c (\uc870\ud569 \uc815\uad00 \ub530\ub77c \ub2e4\ub984)\r\n \/\/ \ud558\uc9c0\ub9cc \ud1b5\uc0c1 \uc0c1\uc18d\uc740 \ud53c\uc0c1\uc18d\uc778\uc758 \uad8c\ub9ac\ub97c \uadf8\ub300\ub85c \ubc1b\uc73c\ubbc0\ub85c, \ud53c\uc0c1\uc18d\uc778\uc774 \ud604\uae08\uccad\uc0b0 \ub300\uc0c1\uc774\uc5c8\uc73c\uba74 \uc0c1\uc18d\uc778\ub3c4 \ud604\uae08\uccad\uc0b0\uc784.\r\n\r\n if (propType === 'new') {\r\n const refDate = new Date(document.getElementById('refDate').value);\r\n const consDate = new Date(document.getElementById('consDate').value);\r\n if (consDate > refDate) {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uc2e0\ucd95 \ucabc\uac1c\uae30]<\/b> \uad8c\ub9ac\uc0b0\uc815\uae30\uc900\uc77c \uc774\ud6c4 \ubcf4\uc874\ub4f1\uae30\ub41c \uc2e0\ucd95\uc785\ub2c8\ub2e4. (\ud604\uae08\uccad\uc0b0)\");\r\n }\r\n }\r\n\r\n if (propType === 'split') {\r\n const splitDate = new Date(document.getElementById('splitDate').value);\r\n const limitDate = new Date('2003-12-30');\r\n if (splitDate > limitDate) {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uad6c\uc870\uc801 \ucabc\uac1c\uae30]<\/b> 2003.12.30 \uc774\ud6c4 \uc804\ud658\ub41c \ub2e4\uc138\ub300\uc785\ub2c8\ub2e4. (\ub2e8\ub3c5 \uc785\uc8fc\uad8c \ubd88\uac00)\");\r\n }\r\n }\r\n\r\n if (propType === 'land' && pType === 'redev') {\r\n const area = parseFloat(document.getElementById('landArea').value);\r\n const homeless = document.querySelector('input[name=\"homeless\"]:checked').value;\r\n if (area < 30) {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uacfc\uc18c\ud1a0\uc9c0]<\/b> 30\u33a1 \ubbf8\ub9cc \ud1a0\uc9c0\ub294 \ud604\uae08\uccad\uc0b0 \ub300\uc0c1\uc785\ub2c8\ub2e4.\");\r\n } else if (area < 90) {\r\n if (homeless === 'no') {\r\n riskScore += 5;\r\n msgs.push(\"\u26d4 <b>[\uacfc\uc18c\ud1a0\uc9c0]<\/b> 30~90\u33a1 \uad6c\uac04\uc740 \uc804 \uc138\ub300\uc6d0 \ubb34\uc8fc\ud0dd\uc790\uc5ec\uc57c \ud569\ub2c8\ub2e4.\");\r\n } else {\r\n riskScore += 1;\r\n msgs.push(\"\u26a0\ufe0f <b>[\uc870\uac74\ubd80 \uc785\uc8fc\uad8c]<\/b> \uc785\uc8fc \uc2dc\uae4c\uc9c0 \ubb34\uc8fc\ud0dd\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.\");\r\n }\r\n }\r\n }\r\n\r\n \/\/ ======================================================\r\n \/\/ \uacb0\uacfc \ud45c\uc2dc\r\n \/\/ ======================================================\r\n resultBox.style.display = 'block';\r\n resultBox.className = '';\r\n\r\n if (riskScore >= 5) {\r\n resultBox.classList.add('res-danger');\r\n resultTitle.innerHTML = \"\ud83d\udea8 \ud604\uae08\uccad\uc0b0 \uc704\ud5d8 (\ud22c\uc790 \ubd88\uac00)\";\r\n resultTitle.style.color = \"#c0392b\";\r\n } else if (riskScore > 0) {\r\n resultBox.classList.add('res-caution');\r\n resultTitle.innerHTML = \"\u26a0\ufe0f \uc8fc\uc758 \ud544\uc694 (\uc870\uac74\ubd80 \uac00\ub2a5\/\uc81c\uc57d \uc788\uc74c)\";\r\n resultTitle.style.color = \"#d35400\";\r\n } else {\r\n resultBox.classList.add('res-safe');\r\n resultTitle.innerHTML = \"\u2705 \uc785\uc8fc\uad8c \ud655\ubcf4 \uac00\ub2a5 (\uc548\uc804)\";\r\n resultTitle.style.color = \"#27ae60\";\r\n }\r\n\r\n \/\/ \uba54\uc2dc\uc9c0 \ucd9c\ub825\r\n msgs.forEach(msg => {\r\n let li = document.createElement('li');\r\n li.innerHTML = msg;\r\n resultList.appendChild(li);\r\n });\r\n\r\n if (msgs.length === 0 && riskScore === 0) {\r\n let li = document.createElement('li');\r\n li.innerHTML = \"\uac80\ud1a0 \uacb0\uacfc, \ud2b9\ubcc4\ud55c \ud604\uae08\uccad\uc0b0 \uc0ac\uc720\uac00 \ubc1c\uacac\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\";\r\n resultList.appendChild(li);\r\n }\r\n }\r\n <\/script>\r\n\r\n<\/body>\r\n\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\uc7ac\uac1c\ubc1c\/\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8\uae30 (\uc0c1\uc18d\/\uacf5\uc720 \ud3ec\ud568) \ud83c\udfd7\ufe0f \uc7ac\uac1c\ubc1c\u00b7\uc7ac\uac74\ucd95 \uc2ec\uce35 \ud22c\uc790 \uc9c4\ub2e8 \ub9e4\ub9e4\u00b7\uc0c1\uc18d\u00b7\uacf5\uc720\u00b7\ub2e4\ubb3c\uac74 \uc18c\uc720 \ud1b5\ud569 \ubd84\uc11d (\uc138\ubd80\ub0b4\uc6a9 \uccb4\ud06c. \ucc38\uace0\uc6a9) 1. \ucde8\ub4dd \uc6d0\uc778 \ubc0f \uc2dc\uae30 \ucde8\ub4dd \uc6d0\uc778 (\uc5b4\ub5bb\uac8c \uc18c\uc720?) \ub9e4\ub9e4 (\uc77c\ubc18\uc801\uc778 \ub9e4\uc218)\uc0c1\uc18d (\uc0ac\ub9dd\uc73c\ub85c \uc778\ud55c \uc2b9\uacc4)\uc99d\uc5ec (\uac00\uc871 \ub4f1 \ubb34\uc0c1 \uc774\uc804)\uacbd\ub9e4\/\uacf5\ub9e4 \ub099\ucc30 \uacbd\ub9e4 \uc2e0\uccad\uad8c\uc790 (\ub204\uac00 \uacbd\ub9e4\ub97c \ub118\uacbc\ub098\uc694?) \uac1c\uc778\/\uc77c\ubc18 \ucc44\uad8c\uc790\uad6d\uac00, \uc9c0\uc790\uccb4, \uae08\uc735\uae30\uad00 (\uc740\ud589 \ub4f1) \uc9c0\uc5ed […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-pagebuilder-full-width.php","meta":{"footnotes":""},"class_list":["post-14898","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14898"}],"version-history":[{"count":3,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14898\/revisions"}],"predecessor-version":[{"id":14901,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14898\/revisions\/14901"}],"wp:attachment":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}