{"id":14817,"date":"2025-12-10T18:11:04","date_gmt":"2025-12-10T09:11:04","guid":{"rendered":"https:\/\/chois2080.mycafe24.com\/?page_id=14817"},"modified":"2025-12-10T18:11:47","modified_gmt":"2025-12-10T09:11:47","slug":"%ec%83%81%ec%86%8d-%ec%b4%88%ea%b8%b0-%ea%b0%80%ec%9d%b4%eb%93%9c","status":"publish","type":"page","link":"https:\/\/chois2080.mycafe24.com\/?page_id=14817","title":{"rendered":"\uc0c1\uc18d \ucd08\uae30 \uac00\uc774\ub4dc"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14817\" class=\"elementor elementor-14817\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b20b914 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b20b914\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f7928c\" data-id=\"4f7928c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a56cfc6 elementor-widget elementor-widget-html\" data-id=\"a56cfc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- START: \uc0c1\uc18d \uac00\uc774\ub4dc \ub3c4\uad6c (\uc6cc\ub4dc\ud504\ub808\uc2a4\uc6a9 \uc218\uc815\ubcf8) -->\r\n<div id=\"ai-inheritance-app\">\r\n    <div class=\"ih-container\">\r\n        <header class=\"ih-header\">\r\n            <h3>\uc0c1\uc18d \uc808\ucc28 & \ubc29\uc548 \uc0b4\ud3b4\ubcf4\uae30<\/h3>\r\n            <p>\uc0c1\uc18d\uc778 \ud310\uc815\ubd80\ud130 \uc548\uc2ec\uc0c1\uc18d, \uc790\uc0b0\ubd84\uc11d \ubc0f \ubc95\ub960\uc815\ubcf4<\/p>\r\n        <\/header>\r\n\r\n        <div class=\"ih-timeline\">\r\n            <div id=\"nav-1\" class=\"step-nav active\" onclick=\"ih_goStep(1)\">1.\uc0c1\uc18d\uc778\ud310\uc815<\/div>\r\n            <div id=\"nav-2\" class=\"step-nav\" onclick=\"ih_goStep(2)\">2.\uc0ac\ub9dd\uc2e0\uace0\/\uc548\uc2ec\uc0c1\uc18d<\/div>\r\n            <div id=\"nav-3\" class=\"step-nav\" onclick=\"ih_goStep(3)\">3.\uc7ac\uc0b0\ubd84\uc11d<\/div>\r\n            <div id=\"nav-4\" class=\"step-nav\" onclick=\"ih_goStep(4)\">4.\ub300\uc751\uc804\ub7b5<\/div>\r\n        <\/div>\r\n\r\n        <!-- Step 1: \uc0c1\uc18d\uc778 \ud310\uc815 -->\r\n        <div id=\"step-1\" class=\"ih-screen active\">\r\n            <h4 class=\"ih-title\">STEP 1. \uc0c1\uc18d\uc778 \uc815\ubc00 \ud310\uc815 (\ub300\uc2b5\uc0c1\uc18d)<\/h4>\r\n            <div class=\"ih-box box-daeseup\">\r\n                <strong>\ud83d\udca1 \ub300\uc2b5\uc0c1\uc18d\uc774\ub780?<\/strong><br>\r\n                \uc790\ub140\ub098 \ud615\uc81c\uac00 \uace0\uc778\ubcf4\ub2e4 <strong>\uba3c\uc800 \uc0ac\ub9dd<\/strong>\ud55c \uacbd\uc6b0, \uadf8\ub4e4\uc758 \ubc30\uc6b0\uc790\ub098 \uc790\ub140(\uc190\uc790\ub140\/\uc870\uce74)\uac00 \ub300\uc2e0 \uc0c1\uc18d\ubc1b\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.\r\n            <\/div>\r\n\r\n            <div class=\"question-group\">\r\n                <label>1. \uace0\uc778(\ud53c\uc0c1\uc18d\uc778)\uc5d0\uac8c \ubc30\uc6b0\uc790\uac00 \uc788\uc2b5\ub2c8\uae4c?<\/label>\r\n                <select id=\"sel-spouse\" onchange=\"ih_runHeirLogic()\">\r\n                    <option value=\"yes\">\uc608<\/option>\r\n                    <option value=\"no\">\uc544\ub2c8\uc624<\/option>\r\n                <\/select>\r\n            <\/div>\r\n\r\n            <div class=\"question-group\">\r\n                <label>2. \uace0\uc778\uc5d0\uac8c \uc790\ub140\uac00 \uc788\uc2b5\ub2c8\uae4c? (\uba3c\uc800 \uc0ac\ub9dd\ud55c \uc790\ub140 \ud3ec\ud568)<\/label>\r\n                <select id=\"sel-child\" onchange=\"ih_runHeirLogic()\">\r\n                    <option value=\"yes\">\uc608 (\uc790\ub140 \uc788\uc74c)<\/option>\r\n                    <option value=\"no\">\uc544\ub2c8\uc624 (\uc790\ub140 \uc5c6\uc74c)<\/option>\r\n                <\/select>\r\n                <div id=\"sub-daeseup-child\" class=\"sub-question\">\r\n                    <label style=\"color:#8e44ad\">\u21b3 2-1. \uc790\ub140 \uc911 \uace0\uc778\ubcf4\ub2e4 <strong>\uba3c\uc800 \uc0ac\ub9dd<\/strong>\ud55c \ubd84\uc774 \uc788\ub098\uc694?<\/label>\r\n                    <select id=\"sel-pre-child\" onchange=\"ih_runHeirLogic()\">\r\n                        <option value=\"no\">\uc544\ub2c8\uc624 (\ubaa8\ub450 \uc0dd\uc874)<\/option>\r\n                        <option value=\"yes\">\uc608 (\uba3c\uc800 \uc0ac\ub9dd\ud55c \uc790\ub140 \uc788\uc74c)<\/option>\r\n                    <\/select>\r\n                    <div id=\"sub-grandchild\" style=\"margin-top:10px; display:none;\">\r\n                        <label>\u21b3 \uadf8 \uc0ac\ub9dd\ud55c \uc790\ub140\uc5d0\uac8c \ubc30\uc6b0\uc790\ub098 \uc790\ub140(\uc190\uc790\ub140)\uac00 \uc788\ub098\uc694?<\/label>\r\n                        <select id=\"sel-grandchild\" onchange=\"ih_runHeirLogic()\">\r\n                            <option value=\"yes\">\uc608 (\ub300\uc2b5\uc0c1\uc18d\uc778 \uc788\uc74c)<\/option>\r\n                            <option value=\"no\">\uc544\ub2c8\uc624<\/option>\r\n                        <\/select>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div id=\"group-parent\" class=\"question-group\" style=\"display:none;\">\r\n                <label>3. \uace0\uc778\uc758 \ubd80\ubaa8\ub2d8\uc774 \uc0b4\uc544 \uacc4\uc2ed\ub2c8\uae4c?<\/label>\r\n                <select id=\"sel-parent\" onchange=\"ih_runHeirLogic()\">\r\n                    <option value=\"yes\">\uc608<\/option>\r\n                    <option value=\"no\">\uc544\ub2c8\uc624<\/option>\r\n                <\/select>\r\n            <\/div>\r\n\r\n            <div id=\"group-sibling\" class=\"question-group\" style=\"display:none;\">\r\n                <label>4. \uace0\uc778\uc758 \ud615\uc81c\uc790\ub9e4\uac00 \uc788\uc2b5\ub2c8\uae4c?<\/label>\r\n                <select id=\"sel-sibling\" onchange=\"ih_runHeirLogic()\">\r\n                    <option value=\"yes\">\uc608<\/option>\r\n                    <option value=\"no\">\uc544\ub2c8\uc624<\/option>\r\n                <\/select>\r\n                <div id=\"sub-daeseup-sibling\" class=\"sub-question\">\r\n                    <label style=\"color:#8e44ad\">\u21b3 \ud615\uc81c \uc911 \uba3c\uc800 \uc0ac\ub9dd\ud55c \uc0ac\ub78c\uc758 \uc790\ub140(\uc870\uce74)\uac00 \uc788\ub098\uc694?<\/label>\r\n                    <select id=\"sel-nephew\" onchange=\"ih_runHeirLogic()\">\r\n                        <option value=\"no\">\uc544\ub2c8\uc624<\/option>\r\n                        <option value=\"yes\">\uc608 (\ub300\uc2b5\uc0c1\uc18d)<\/option>\r\n                    <\/select>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div id=\"heir-result-text\" class=\"result-display\">\r\n                \uc120\ud0dd \uc0ac\ud56d\uc744 \ubcc0\uacbd\ud558\uba74 \uacb0\uacfc\uac00 \ud45c\uc2dc\ub429\ub2c8\ub2e4.\r\n            <\/div>\r\n            <div class=\"btn-area\">\r\n                <button class=\"ih-btn btn-next\" onclick=\"ih_goStep(2)\">\ud310\uc815 \uc644\ub8cc \/ \ub2e4\uc74c \ub2e8\uacc4<\/button>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <!-- Step 2: \uc0ac\ub9dd\uc2e0\uace0 \ubc0f \uc548\uc2ec\uc0c1\uc18d -->\r\n        <div id=\"step-2\" class=\"ih-screen\">\r\n            <h4 class=\"ih-title\">STEP 2. \uc0ac\ub9dd\uc2e0\uace0 \ubc0f \uc0c1\uc18d\uc7ac\uc0b0\/\ucc44\ubb34 \uc870\ud68c<\/h4>\r\n            <h5 class=\"ih-subtitle\">1. \uc0ac\ub9dd\uc2e0\uace0 (\ud544\uc218)<\/h5>\r\n            <div class=\"ih-box box-danger\">\r\n                <strong>\u23f3 \uc2e0\uace0 \uae30\ud55c: \uc0ac\ub9dd \uc0ac\uc2e4\uc744 \uc548 \ub0a0\ub85c\ubd80\ud130 1\uac1c\uc6d4 \uc774\ub0b4<\/strong><br>\r\n                \uae30\ud55c \ub0b4 \ubbf8\uc2e0\uace0 \uc2dc \uacfc\ud0dc\ub8cc\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4.\r\n            <\/div>\r\n            <div class=\"ih-box\">\r\n                <strong>\ud83d\udcc4 \ud544\uc694 \uc11c\ub958<\/strong>: \uc0ac\ub9dd\uc9c4\ub2e8\uc11c, \uc2e0\uace0\uc778 \uc2e0\ubd84\uc99d, \uac00\uc871\uad00\uacc4\ub4f1\ub85d\ubd80(\ucc38\uace0\uc6a9) <br>\r\n                <strong>\ud83d\udccd \uc7a5\uc18c<\/strong>: \uace0\uc778\uc758 \uc8fc\uc18c\uc9c0 \uad00\ud560 \uc8fc\ubbfc\uc13c\ud130\r\n            <\/div>\r\n\r\n            <hr style=\"border:0; border-top:1px dashed #ccc; margin:30px 0;\">\r\n\r\n            <h5 class=\"ih-subtitle\">2. \uc548\uc2ec\uc0c1\uc18d \uc6d0\uc2a4\ud1b1 \uc11c\ube44\uc2a4 (\uacf5\uc801 \uc870\ud68c)<\/h5>\r\n            <p>\uace0\uc778\uc758 \uae08\uc735, \ud1a0\uc9c0, \uc138\uae08, \uc5f0\uae08 \ub4f1\uc744 \ud55c \ubc88\uc5d0 \uc870\ud68c\ud569\ub2c8\ub2e4. (\uc815\ubd8024 \ub610\ub294 \uc8fc\ubbfc\uc13c\ud130)<\/p>\r\n            <table class=\"ih-table\">\r\n                <tr>\r\n                    <th>\uad6c\ubd84<\/th>\r\n                    <th>\uc2e0\uccad \uac00\ub2a5 \uc5ec\ubd80<\/th>\r\n                <\/tr>\r\n                <tr>\r\n                    <td><strong>1\uc21c\uc704 (\uc790\ub140, \ubc30\uc6b0\uc790)<\/strong><\/td>\r\n                    <td>\u2b55 <strong>\ud56d\uc0c1 \uc2e0\uccad \uac00\ub2a5<\/strong><\/td>\r\n                <\/tr>\r\n                <tr>\r\n                    <td><strong>\ub300\uc2b5\uc0c1\uc18d\uc778<\/strong><\/td>\r\n                    <td style=\"color:#8e44ad; font-weight:bold;\">\u2b55 \uc2e0\uccad \uac00\ub2a5 (\uc99d\ube59\uc11c\ub958 \uc9c0\ucc38)<\/td>\r\n                <\/tr>\r\n                <tr>\r\n                    <td><strong>2\uc21c\uc704 (\ubd80\ubaa8)<\/strong><\/td>\r\n                    <td>\u26a0\ufe0f 1\uc21c\uc704 \uc0c1\uc18d\uc778\uc774 \uc5c6\ub294 \uacbd\uc6b0 \uac00\ub2a5<\/td>\r\n                <\/tr>\r\n                <tr>\r\n                    <td><strong>3\uc21c\uc704 (\ud615\uc81c\uc790\ub9e4)<\/strong><\/td>\r\n                    <td>\u26a0\ufe0f \uc120\uc21c\uc704(1,2\uc21c\uc704)\uac00 \ubaa8\ub450 \uc5c6\uc5b4 \uc0c1\uc18d\uc778\uc774 \ub41c \uacbd\uc6b0 \uac00\ub2a5<\/td>\r\n                <\/tr>\r\n            <\/table>\r\n\r\n            <hr style=\"border:0; border-top:1px dashed #ccc; margin:30px 0;\">\r\n\r\n            <h5 class=\"ih-subtitle\">3. \uae30\ud0c0 \uc0c1\uc18d\uc7ac\uc0b0\/\ucc44\ubb34 \ud30c\uc545\ud558\ub294 \ubc29\ubc95 (\uc2e4\ubb34 \ud575\uc2ec)<\/h5>\r\n            <div class=\"ih-box box-warn\">\r\n                <strong>\u26a0\ufe0f \uc911\uc694:<\/strong> \uc548\uc2ec\uc0c1\uc18d \uc11c\ube44\uc2a4\uc5d0\ub294 <strong>'\uac1c\uc778 \uac04 \uc0ac\ucc44', '\ubcf4\uc99d \ube5a', '\uc0c1\uac70\ub798 \ubbf8\uc218\uae08'<\/strong> \ub4f1\uc774 \ub098\uc624\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubc18\ub4dc\uc2dc \uc544\ub798\r\n                \ubc29\ubc95\uc73c\ub85c \uc228\uc740 \ube5a\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4.\r\n            <\/div>\r\n\r\n            <!-- \uc2e4\ubb34 \ud301 \uc544\ucf54\ub514\uc5b8 \uc2dc\uc791 -->\r\n            <details class=\"tip-box\">\r\n                <summary>\ud83d\udcf1 1. \ud734\ub300\ud3f0(\uc2a4\ub9c8\ud2b8\ud3f0) \uc815\ubc00 \ubd84\uc11d (\uac00\uc7a5 \uc911\uc694)<\/summary>\r\n                <div class=\"tip-content\">\r\n                    <ul>\r\n                        <li><span class=\"tip-tag\">\uc720\uc9c0<\/span> <strong>\uc808\ub300 \uc989\uc2dc \ud574\uc9c0 \uae08\uc9c0:<\/strong> \ub2f9\ubd84\uac04 \uc694\uae08\uc744 \ub0b4\uba70 \uc0b4\ub824\ub450\uac70\ub098 \uba85\uc758\ub97c \ubcc0\uacbd\ud558\uc5ec \uc720\uc9c0\ud558\uc138\uc694. \ucc44\uad8c\uc790\uc758 \uc5f0\ub77d\uc774 \uc624\ub294 '\ube14\ub799\ubc15\uc2a4'\uc785\ub2c8\ub2e4.<\/li>\r\n                        <li><span class=\"tip-tag\">\uac80\uc0c9<\/span> <strong>\ubb38\uc790\/\ud1b5\ud654 \ub0b4\uc5ed \uac80\uc0c9:<\/strong> '\ub3c5\ucd09', '\ubc95\uc6d0', '\uc774\uc790', '\uc785\uae08', '\ubbf8\ub0a9' \ub4f1\uc758 \ud0a4\uc6cc\ub4dc\ub85c \ubb38\uc790\ud568\uc744 \uac80\uc0c9\ud558\uc138\uc694.<\/li>\r\n                        <li><span class=\"tip-tag\">\uc571<\/span> <strong>\uae08\uc735 \uc571\/\uce74\ud1a1 \ud655\uc778:<\/strong> \uc740\ud589 \uc571 \uc54c\ub9bc, \uce74\uce74\uc624\ud1a1 '\ub098\uc640\uc758 \ucc44\ud305', \ud540\ud14c\ud06c(\ud1a0\uc2a4\/\ud540\ud06c) \uc571\uc5d0 \uc5f0\ub3d9\ub41c \ub300\ucd9c \ub0b4\uc5ed\uc744 \ud655\uc778\ud558\uc138\uc694.<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n            <\/details>\r\n\r\n            <details class=\"tip-box\">\r\n                <summary>\ud83d\udcee 2. \uc6b0\ud3b8\ubb3c \ubc0f \uc8fc\uc18c\uc9c0 \uad00\ub9ac (\ub4f1\uae30 \ud655\uc778)<\/summary>\r\n                <div class=\"tip-content\">\r\n                    <ul>\r\n                        <li><span class=\"tip-tag\">\ud544\uc218<\/span> <strong>\uc6b0\ud3b8\ubb3c \uc8fc\uac70\uc774\uc804 \uc11c\ube44\uc2a4:<\/strong> \uc6b0\uccb4\uad6d\uc5d0 \uc2e0\uccad\ud558\uc5ec \uace0\uc778\uc758 \uc8fc\uc18c\uc9c0\ub85c \uc624\ub294 \uc6b0\ud3b8\ubb3c\uc744 \uc0c1\uc18d\uc778\uc758 \uc9d1\uc73c\ub85c \ub3cc\ub824\ubc1b\uc73c\uc138\uc694.<\/li>\r\n                        <li><span class=\"tip-tag\">\uc8fc\uc758<\/span> <strong>\ubc95\uc6d0 \ub4f1\uae30\/\ub0b4\uc6a9\uc99d\uba85:<\/strong> \ubc95\uc6d0\uc5d0\uc11c \uc628 '\uc9c0\uae09\uba85\ub839', '\uc18c\uc7a5 \ubd80\ubcf8' \ub4f1\uae30\ub098 \ucc44\uad8c\ucd94\uc2ec\uc5c5\uccb4\uc758 '\ub0b4\uc6a9\uc99d\uba85'\uc740 100% \ube5a\uacfc \uad00\ub828\ub418\uc5b4 \uc788\uc73c\ubbc0\ub85c \uc989\uc2dc \ub72f\uc5b4\ubcf4\uc138\uc694.<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n            <\/details>\r\n\r\n            <details class=\"tip-box\">\r\n                <summary>\ud83c\udfe6 3. \uacc4\uc88c \uac70\ub798\ub0b4\uc5ed \uc5ed\ucd94\uc801 (\ud0d0\uc815 \uc2dd \ubd84\uc11d)<\/summary>\r\n                <div class=\"tip-content\">\r\n                    <ul>\r\n                        <li><span class=\"tip-tag\">\ub0b4\uc5ed<\/span> <strong>\ucd5c\uadfc 1~3\ub144 \uc785\ucd9c\uae08 \ud655\uc778:<\/strong> \uc8fc\uac70\ub798 \uc740\ud589\uc758 \uc0c1\uc138 \uac70\ub798\ub0b4\uc5ed\uc744 \ubf51\uc544\ubcf4\uc138\uc694.<\/li>\r\n                        <li><span class=\"tip-tag\">\uc774\uc790<\/span> <strong>\uc815\uae30 \ucd9c\uae08\uc561:<\/strong> \ub9e4\ub2ec \ud2b9\uc815\uc77c\uc5d0 \ub098\uac00\ub294 \ub3c8\uc774 \uc788\ub2e4\uba74 \ub300\ucd9c \uc774\uc790\uc77c \ud655\ub960\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/li>\r\n                        <li><span class=\"tip-tag\">\uac1c\uc778<\/span> <strong>\uac1c\uc778 \uc1a1\uae08 \ub0b4\uc5ed:<\/strong> \ud2b9\uc815 \uac1c\uc778\uc5d0\uac8c \ubaa9\ub3c8\uc774 \ub4e4\uc5b4\uc624\uac70\ub098 \ub098\uac04 \ud754\uc801\uc740 '\uc0ac\ucc44(\ucc28\uc6a9\uae08)'\uc758 \uac15\ub825\ud55c \uc99d\uac70\uc785\ub2c8\ub2e4.<\/li>\r\n                    <\/ul>\r\n                <\/div>\r\n            <\/details>\r\n\r\n            <div class=\"btn-area\">\r\n                <button class=\"ih-btn btn-prev\" onclick=\"ih_goStep(1)\">\uc774\uc804<\/button>\r\n                <button class=\"ih-btn btn-next\" onclick=\"ih_goStep(3)\">\uc870\ud68c \uacb0\uacfc \uc785\ub825 (\ub2e4\uc74c)<\/button>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <!-- Step 3: \uacc4\uc0b0\uae30 -->\r\n        <div id=\"step-3\" class=\"ih-screen\">\r\n            <h4 class=\"ih-title\">STEP 3. \uc790\uc0b0 vs \ucc44\ubb34 \uc815\ubc00 \ubd84\uc11d<\/h4>\r\n\r\n            <!-- \uac04\uacfc\ud558\uae30 \uc26c\uc6b4 \ud56d\ubaa9 \uccb4\ud06c\ub9ac\uc2a4\ud2b8 -->\r\n            <details>\r\n                <summary>\ud83d\udccb [\ud544\ub3c5] \uac04\uacfc\ud558\uae30 \uc26c\uc6b4 \uc7ac\uc0b0\/\ucc44\ubb34 \uccb4\ud06c\ub9ac\uc2a4\ud2b8 (\uc5f4\uae30)<\/summary>\r\n                <span class=\"chk-title\">\ud83d\udcb0 \ub193\uce58\uae30 \uc26c\uc6b4 \uc0c1\uc18d\uc7ac\uc0b0<\/span>\r\n                <ul class=\"check-list\">\r\n                    <li><strong>\uae08\uc735\/\uae09\uc5ec:<\/strong> \ud1f4\uc9c1\uae08, \ubbf8\uc9c0\uae09 \uc5f0\uae08, \ubcf4\ud5d8 \ud574\uc57d\ud658\uae09\uae08, \ubbf8\uc9c0\uae09 \uc6d4\uae09<\/li>\r\n                    <li><strong>\ubd80\ub3d9\uc0b0\/\uad8c\ub9ac:<\/strong> \uc804\uc138\uad8c\/\ubcf4\uc99d\uae08, \ud68c\uc6d0\uad8c(\uace8\ud504 \ub4f1), \uc9c0\uc801\uc7ac\uc0b0\uad8c<\/li>\r\n                    <li><strong>\uae30\ud0c0:<\/strong> \uad6d\uc138\/\uc9c0\ubc29\uc138 \ud658\uae09\uae08, \uc0c1\uc870\ud68c\ube44, \uace0\uac00 \uc720\ud488<\/li>\r\n                <\/ul>\r\n                <span class=\"chk-title debt\">\ud83d\udcb8 \uac04\uacfc\ud558\uae30 \uc26c\uc6b4 \uc0c1\uc18d\ucc44\ubb34 (\uc704\ud5d8!)<\/span>\r\n                <ul class=\"check-list\">\r\n                    <li><strong>\uae08\uc804\ucc44\ubb34:<\/strong> <u style=\"color:red\">\uc5f0\ub300\ubcf4\uc99d<\/u>, \uc0ac\ucc44, \uce74\ub4dc\uac12, \ud1b5\uc2e0\ube44 \ubbf8\ub0a9<\/li>\r\n                    <li><strong>\ubc95\uc801\/\uc0dd\ud65c:<\/strong> \uc7a5\ub840\ube44(\uacf5\uc81c \uac00\ub2a5), \ubc8c\uae08\/\uacfc\ud0dc\ub8cc, \uc190\ud574\ubc30\uc0c1\uae08<\/li>\r\n                <\/ul>\r\n            <\/details>\r\n\r\n            <p style=\"margin: 15px 0;\">\uc704 \ub0b4\uc6a9\uc744 \ubc14\ud0d5\uc73c\ub85c \ud655\uc778\ub41c \uae08\uc561(\ub9cc\uc6d0 \ub2e8\uc704)\uc744 \uc785\ub825\ud558\uc138\uc694.<\/p>\r\n\r\n            <div class=\"calc-container\">\r\n                <!-- \uc801\uadf9\uc7ac\uc0b0 (\uc790\uc0b0) -->\r\n                <div class=\"calc-box plus\">\r\n                    <h5 style=\"color:#27ae60; margin-top:0;\">\u2795 \uc801\uadf9\uc7ac\uc0b0 (\uc790\uc0b0)<\/h5>\r\n\r\n                    <div class=\"input-row\">\r\n                        <label>\ubd80\ub3d9\uc0b0 & \uad8c\ub9ac<\/label>\r\n                        <span class=\"input-desc\">\ud1a0\uc9c0, \uac74\ubb3c, \uc804\uc138\ubcf4\uc99d\uae08 \ub4f1<\/span>\r\n                        <input type=\"number\" id=\"asset-real\" placeholder=\"0\" oninput=\"ih_runCalc()\">\r\n                    <\/div>\r\n\r\n                    <div class=\"input-row\">\r\n                        <label>\uae08\uc735\uc790\uc0b0<\/label>\r\n                        <span class=\"input-desc\">\uc608\uae08, \ubcf4\ud5d8\ud658\uae09\uae08, \ud1f4\uc9c1\uae08 \ub4f1<\/span>\r\n                        <input type=\"number\" id=\"asset-bank\" placeholder=\"0\" oninput=\"ih_runCalc()\">\r\n                    <\/div>\r\n\r\n                    <div class=\"input-row\">\r\n                        <label>\uae30\ud0c0 \uc790\uc0b0<\/label>\r\n                        <span class=\"input-desc\">\ucc28\ub7c9, \ud658\uae09\uae08, \uadc0\uc911\ud488 \ub4f1<\/span>\r\n                        <input type=\"number\" id=\"asset-etc\" placeholder=\"0\" oninput=\"ih_runCalc()\">\r\n                    <\/div>\r\n                <\/div>\r\n\r\n                <!-- \uc18c\uadf9\uc7ac\uc0b0 (\ucc44\ubb34) -->\r\n                <div class=\"calc-box minus\">\r\n                    <h5 style=\"color:#c0392b; margin-top:0;\">\u2796 \uc18c\uadf9\uc7ac\uc0b0 (\ucc44\ubb34)<\/h5>\r\n\r\n                    <div class=\"input-row\">\r\n                        <label>\uae08\uc735\uae30\uad00 \ucc44\ubb34<\/label>\r\n                        <span class=\"input-desc\">\uc740\ud589\ub300\ucd9c, \uce74\ub4dc\uac12, \uc57d\uad00\ub300\ucd9c<\/span>\r\n                        <input type=\"number\" id=\"debt-bank\" placeholder=\"0\" oninput=\"ih_runCalc()\">\r\n                    <\/div>\r\n\r\n                    <div class=\"input-row\">\r\n                        <label style=\"color:#c0392b\">\uac1c\uc778\ube5a & \ubcf4\uc99d\ucc44\ubb34<\/label>\r\n                        <span class=\"input-desc\">\uc0ac\ucc44, \uc9c0\uc778 \ucc28\uc6a9\uae08, <strong style=\"color:red\">\uc5f0\ub300\ubcf4\uc99d<\/strong><\/span>\r\n                        <input type=\"number\" id=\"debt-private\" placeholder=\"0\" oninput=\"ih_runCalc()\">\r\n                    <\/div>\r\n\r\n                    <div class=\"input-row\">\r\n                        <label>\uc138\uae08 & \uae30\ud0c0 \uacf5\uacfc\uae08<\/label>\r\n                        <span class=\"input-desc\">\uc138\uae08 \uccb4\ub0a9, \uac74\ubcf4\ub8cc, \ubc8c\uae08<\/span>\r\n                        <input type=\"number\" id=\"debt-tax\" placeholder=\"0\" oninput=\"ih_runCalc()\">\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div id=\"calc-summary\" class=\"result-display\" style=\"background:#34495e; margin-top:20px;\">\r\n                \uae08\uc561\uc744 \uc785\ub825\ud574\uc8fc\uc138\uc694.\r\n            <\/div>\r\n\r\n            <div class=\"btn-area\">\r\n                <button class=\"ih-btn btn-prev\" onclick=\"ih_goStep(2)\">\uc774\uc804<\/button>\r\n                <button class=\"ih-btn btn-next\" onclick=\"ih_runStrategy()\">\uc804\ub7b5 \ubd84\uc11d \uacb0\uacfc \ubcf4\uae30<\/button>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <!-- Step 4: \uacb0\uacfc -->\r\n        <div id=\"step-4\" class=\"ih-screen\">\r\n            <h4 class=\"ih-title\">STEP 4. \ucd5c\uc885 \ub300\uc751 \uc804\ub7b5 \ubc0f \uc0c1\uc138\uc815\ubcf4<\/h4>\r\n            <div id=\"final-report\"><\/div>\r\n\r\n            <div style=\"margin-top:30px; padding-top:20px; border-top:2px dashed #e1e1e1;\">\r\n                <h5 class=\"ih-subtitle\" style=\"margin-top:0;\">\ud83d\udd17 \uad00\ub828 \ubc95\ub839 \ubc0f \uc808\ucc28 \uac00\uc774\ub4dc<\/h5>\r\n                <div class=\"link-grid\">\r\n                    <a href=\"https:\/\/www.easylaw.go.kr\/CSP\/CnpClsMain.laf?popMenu=ov&csmSeq=255&ccfNo=4&cciNo=3&cnpClsNo=1&search_put=%EC%83%81%EC%86%8D\" target=\"_blank\" class=\"ext-link\">\r\n                        <span>\u2696\ufe0f<\/span> \ud55c\uc815\uc2b9\uc778 \uc808\ucc28\r\n                    <\/a>\r\n                    <a href=\"https:\/\/www.easylaw.go.kr\/CSP\/CnpClsMain.laf?popMenu=ov&csmSeq=255&ccfNo=4&cciNo=4&cnpClsNo=1&search_put=%EC%83%81%EC%86%8D%ED%8F%AC%EA%B8%B0\" target=\"_blank\" class=\"ext-link\">\r\n                        <span>\ud83d\udeab<\/span> \uc0c1\uc18d\ud3ec\uae30 \uc808\ucc28\r\n                    <\/a>\r\n                    <a href=\"https:\/\/www.easylaw.go.kr\/CSP\/CnpClsMain.laf?popMenu=ov&csmSeq=272&ccfNo=4&cciNo=3&cnpClsNo=1\" target=\"_blank\" class=\"ext-link\">\r\n                        <span>\ud83d\udcee<\/span> \ub0b4\uc6a9\uc99d\uba85 \uc791\uc131\ubc95\r\n                    <\/a>\r\n                    <a href=\"https:\/\/www.easylaw.go.kr\/CSP\/UnScRlt.laf?search_put=%EC%A0%84%EC%84%B8%EC%82%AC%EA%B8%B0\" target=\"_blank\" class=\"ext-link\">\r\n                        <span>\ud83c\udfe0<\/span> \uc804\uc138\uc0ac\uae30 \ud53c\ud574 \ub300\uc751\r\n                    <\/a>\r\n                <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"btn-area\">\r\n                <button class=\"ih-btn btn-prev\" onclick=\"ih_goStep(3)\">\ub2e4\uc2dc \uacc4\uc0b0<\/button>\r\n                <button class=\"ih-btn btn-print\" onclick=\"window.print()\">\ubcf4\uace0\uc11c \uc778\uc1c4<\/button>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\r\n<style>\r\n\/* CSS \uaca9\ub9ac (Isolation): #ai-inheritance-app ID \ub0b4\ubd80\uc5d0\uc11c\ub9cc \uc2a4\ud0c0\uc77c \uc801\uc6a9 *\/\r\n#ai-inheritance-app {\r\n    width: 100%;\r\n    margin: 0 auto;\r\n    font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\r\n    color: #333;\r\n    background-color: #f9fafb; \/* \ubc30\uacbd\uc0c9\uc744 wrapper\ub85c \uc774\ub3d9 *\/\r\n    padding: 20px 10px;\r\n    box-sizing: border-box;\r\n}\r\n\r\n#ai-inheritance-app * {\r\n    box-sizing: border-box;\r\n}\r\n\r\n\/* Container \uc7ac\uc815\uc758 (ih-container) *\/\r\n#ai-inheritance-app .ih-container {\r\n    max-width: 800px;\r\n    width: 100%;\r\n    margin: 0 auto;\r\n    background: white;\r\n    border-radius: 12px;\r\n    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);\r\n    overflow: hidden;\r\n    min-height: auto; \/* \uace0\uc815 \ub192\uc774 \uc81c\uac70\ud558\uc5ec \ubc18\uc751\ud615 \ub300\uc751 *\/\r\n    display: flex;\r\n    flex-direction: column;\r\n}\r\n\r\n\/* Header *\/\r\n#ai-inheritance-app .ih-header {\r\n    background: #2c3e50;\r\n    color: white;\r\n    padding: 25px 20px;\r\n    text-align: center;\r\n}\r\n\r\n#ai-inheritance-app .ih-header h3 {\r\n    margin: 0;\r\n    font-size: 1.4rem;\r\n    color: white;\r\n    line-height: 1.3;\r\n}\r\n\r\n#ai-inheritance-app .ih-header p {\r\n    margin: 8px 0 0;\r\n    font-size: 0.9rem;\r\n    opacity: 0.8;\r\n    color: #ecf0f1;\r\n}\r\n\r\n\/* Timeline *\/\r\n#ai-inheritance-app .ih-timeline {\r\n    display: flex;\r\n    background: #e9ecef;\r\n    border-bottom: 1px solid #dee2e6;\r\n    flex-wrap: wrap; \/* \ubaa8\ubc14\uc77c \ub300\uc751 *\/\r\n}\r\n\r\n#ai-inheritance-app .step-nav {\r\n    flex: 1;\r\n    padding: 12px 5px;\r\n    text-align: center;\r\n    font-size: 0.85rem;\r\n    font-weight: bold;\r\n    color: #adb5bd;\r\n    cursor: pointer;\r\n    border-bottom: 3px solid transparent;\r\n    transition: all 0.2s;\r\n    min-width: 80px; \/* \ub108\ubb34 \uc881\uc544\uc9d0 \ubc29\uc9c0 *\/\r\n}\r\n\r\n#ai-inheritance-app .step-nav.active {\r\n    color: #2c3e50;\r\n    background: white;\r\n    border-bottom-color: #3498db;\r\n}\r\n\r\n#ai-inheritance-app .step-nav.completed {\r\n    color: #27ae60;\r\n}\r\n\r\n\/* Screens *\/\r\n#ai-inheritance-app .ih-screen {\r\n    display: none;\r\n    padding: 20px 30px;\r\n    animation: ihFadeEffect 0.4s;\r\n    width: 100%;\r\n}\r\n\r\n#ai-inheritance-app .ih-screen.active {\r\n    display: block;\r\n}\r\n\r\n@keyframes ihFadeEffect {\r\n    from { opacity: 0; transform: translateY(5px); }\r\n    to { opacity: 1; transform: translateY(0); }\r\n}\r\n\r\n\/* Components *\/\r\n#ai-inheritance-app .ih-title {\r\n    font-size: 1.3rem;\r\n    border-left: 5px solid #3498db;\r\n    padding-left: 12px;\r\n    margin-bottom: 20px;\r\n    color: #2c3e50;\r\n    line-height: 1.4;\r\n    font-weight: 700;\r\n}\r\n\r\n#ai-inheritance-app .ih-subtitle {\r\n    font-size: 1.1rem;\r\n    color: #555;\r\n    margin-top: 25px;\r\n    margin-bottom: 15px;\r\n    border-bottom: 1px solid #eee;\r\n    padding-bottom: 5px;\r\n    font-weight: 600;\r\n}\r\n\r\n#ai-inheritance-app .ih-box {\r\n    padding: 15px;\r\n    border-radius: 8px;\r\n    margin-bottom: 15px;\r\n    font-size: 0.95rem;\r\n    line-height: 1.5;\r\n    background: #fff;\r\n}\r\n\r\n#ai-inheritance-app .box-info { background: #e3f2fd; border: 1px solid #bbdefb; color: #0d47a1; }\r\n#ai-inheritance-app .box-warn { background: #fff3e0; border: 1px solid #ffe0b2; color: #e65100; }\r\n#ai-inheritance-app .box-danger { background: #ffebee; border: 1px solid #ffcdd2; color: #b71c1c; }\r\n#ai-inheritance-app .box-daeseup { background: #f3e5f5; border: 1px solid #e1bee7; color: #4a148c; border-left: 4px solid #8e44ad; }\r\n\r\n\/* Form Elements Reset *\/\r\n#ai-inheritance-app .question-group {\r\n    margin-bottom: 15px;\r\n    padding: 10px;\r\n    border-bottom: 1px dashed #eee;\r\n}\r\n\r\n#ai-inheritance-app label {\r\n    display: block;\r\n    font-weight: bold;\r\n    margin-bottom: 8px;\r\n    color: #333;\r\n}\r\n\r\n#ai-inheritance-app select, \r\n#ai-inheritance-app input[type=\"number\"] {\r\n    width: 100%;\r\n    padding: 10px;\r\n    border: 1px solid #ccc;\r\n    border-radius: 6px;\r\n    font-size: 1rem;\r\n    height: auto;\r\n    background-color: #fff;\r\n    color: #333;\r\n}\r\n\r\n#ai-inheritance-app .sub-question {\r\n    background: #fafafa;\r\n    padding: 15px;\r\n    margin-top: 10px;\r\n    border-left: 3px solid #8e44ad;\r\n    border-radius: 0 6px 6px 0;\r\n    display: none;\r\n}\r\n\r\n#ai-inheritance-app .result-display {\r\n    background: #2c3e50;\r\n    color: white;\r\n    padding: 20px;\r\n    border-radius: 8px;\r\n    text-align: center;\r\n    margin-top: 20px;\r\n    font-weight: bold;\r\n    line-height: 1.6;\r\n}\r\n\r\n\/* Calculator Grid *\/\r\n#ai-inheritance-app .calc-container {\r\n    display: grid;\r\n    grid-template-columns: 1fr 1fr;\r\n    gap: 20px;\r\n}\r\n\r\n@media (max-width: 768px) {\r\n    #ai-inheritance-app .calc-container {\r\n        grid-template-columns: 1fr;\r\n    }\r\n    #ai-inheritance-app .link-grid {\r\n        grid-template-columns: 1fr !important;\r\n    }\r\n}\r\n\r\n#ai-inheritance-app .calc-box {\r\n    padding: 15px;\r\n    border: 1px solid #ddd;\r\n    border-radius: 8px;\r\n}\r\n#ai-inheritance-app .calc-box.plus { background: #f0fdf4; border-color: #86efac; }\r\n#ai-inheritance-app .calc-box.minus { background: #fef2f2; border-color: #fca5a5; }\r\n\r\n#ai-inheritance-app .input-row { margin-bottom: 12px; }\r\n#ai-inheritance-app .input-desc { font-size: 0.75rem; color: #888; margin-bottom: 2px; display: block; }\r\n#ai-inheritance-app input[type=\"number\"] { text-align: right; }\r\n\r\n\/* Details & Summary *\/\r\n#ai-inheritance-app details {\r\n    background: #fff;\r\n    border: 1px solid #ddd;\r\n    border-radius: 8px;\r\n    padding: 10px;\r\n    margin-bottom: 10px;\r\n    transition: 0.2s;\r\n}\r\n#ai-inheritance-app details[open] { background: #fdfdfd; border-color: #bbb; }\r\n#ai-inheritance-app summary {\r\n    cursor: pointer;\r\n    font-weight: bold;\r\n    color: #2c3e50;\r\n    padding: 5px;\r\n    list-style: none; \/* \ud06c\ub86c \ub4f1 *\/\r\n    display: flex;\r\n    justify-content: space-between;\r\n    align-items: center;\r\n}\r\n#ai-inheritance-app summary::-webkit-details-marker { display: none; }\r\n#ai-inheritance-app summary::after { content: \"\u25bc\"; font-size: 0.8rem; color: #999; }\r\n#ai-inheritance-app details[open] summary::after { content: \"\u25b2\"; }\r\n\r\n#ai-inheritance-app .tip-box { border-left: 4px solid #3498db; }\r\n#ai-inheritance-app .tip-content { padding: 10px 5px 0; font-size: 0.95rem; color: #444; line-height: 1.6; }\r\n#ai-inheritance-app .tip-tag { background: #eee; padding: 2px 6px; border-radius: 4px; font-size: 0.8rem; margin-right: 5px; font-weight: bold; }\r\n\r\n\/* Links *\/\r\n#ai-inheritance-app .link-grid {\r\n    display: grid;\r\n    grid-template-columns: 1fr 1fr;\r\n    gap: 10px;\r\n    margin-top: 15px;\r\n}\r\n\r\n#ai-inheritance-app .ext-link {\r\n    display: flex;\r\n    justify-content: space-between;\r\n    align-items: center;\r\n    padding: 12px 15px;\r\n    background: white;\r\n    border: 1px solid #dfe6e9;\r\n    border-radius: 8px;\r\n    text-decoration: none;\r\n    color: #2d3436;\r\n    font-weight: bold;\r\n    font-size: 0.9rem;\r\n    transition: all 0.2s;\r\n}\r\n#ai-inheritance-app .ext-link:hover { border-color: #3498db; color: #3498db; transform: translateY(-2px); }\r\n\r\n\/* Buttons *\/\r\n#ai-inheritance-app .btn-area {\r\n    margin-top: 30px;\r\n    display: flex;\r\n    gap: 10px;\r\n}\r\n#ai-inheritance-app .ih-btn {\r\n    flex: 1;\r\n    padding: 12px;\r\n    border: none;\r\n    border-radius: 6px;\r\n    font-size: 1rem;\r\n    font-weight: bold;\r\n    cursor: pointer;\r\n    transition: 0.2s;\r\n    text-transform: none; \/* \ud14c\ub9c8 \ub300\ubb38\uc790 \uac15\uc81c \ubc29\uc9c0 *\/\r\n    line-height: normal;\r\n}\r\n#ai-inheritance-app .btn-next { background: #2c3e50; color: white; }\r\n#ai-inheritance-app .btn-next:hover { background: #1a252f; }\r\n#ai-inheritance-app .btn-prev { background: #95a5a6; color: white; flex: 0.4; }\r\n#ai-inheritance-app .btn-print { background: white; border: 2px solid #2c3e50; color: #2c3e50; }\r\n\r\n\/* Table *\/\r\n#ai-inheritance-app .ih-table { width: 100%; border-collapse: collapse; margin-top: 10px; font-size: 0.9rem; }\r\n#ai-inheritance-app .ih-table th, #ai-inheritance-app .ih-table td { border: 1px solid #dee2e6; padding: 10px; text-align: left; }\r\n#ai-inheritance-app .ih-table th { background: #f8f9fa; width: 35%; color: #333; }\r\n\r\n\/* Lists *\/\r\n#ai-inheritance-app .check-list { list-style: none; padding: 0; margin-top: 10px; }\r\n#ai-inheritance-app .check-list li { margin-bottom: 8px; padding-left: 20px; position: relative; font-size: 0.95rem; line-height: 1.5; }\r\n#ai-inheritance-app .check-list li::before { content: \"\u2714\"; position: absolute; left: 0; color: #3498db; font-weight: bold; }\r\n#ai-inheritance-app .chk-title { font-weight: bold; color: #3498db; margin-top: 10px; display: block; }\r\n#ai-inheritance-app .chk-title.debt { color: #c0392b; }\r\n<\/style>\r\n\r\n<script>\r\n    \/\/ JS \ud568\uc218 \ucda9\ub3cc \ubc29\uc9c0\ub97c \uc704\ud574 ih_ \uc811\ub450\uc5b4 \uc0ac\uc6a9\r\n    const ih_fmt = (n) => new Intl.NumberFormat('ko-KR').format(n);\r\n    const ih_getVal = (id) => Number(document.getElementById(id).value) || 0;\r\n\r\n    function ih_runHeirLogic() {\r\n        const spouse = document.getElementById('sel-spouse').value;\r\n        const child = document.getElementById('sel-child').value;\r\n        const preChild = document.getElementById('sel-pre-child').value;\r\n        const grandChild = document.getElementById('sel-grandchild').value;\r\n        const parent = document.getElementById('sel-parent').value;\r\n        const sibling = document.getElementById('sel-sibling').value;\r\n        const nephew = document.getElementById('sel-nephew').value;\r\n\r\n        document.getElementById('sub-daeseup-child').style.display = (child === 'yes') ? 'block' : 'none';\r\n        document.getElementById('sub-grandchild').style.display = (child === 'yes' && preChild === 'yes') ? 'block' : 'none';\r\n        document.getElementById('group-parent').style.display = (child === 'no') ? 'block' : 'none';\r\n        document.getElementById('group-sibling').style.display = (child === 'no' && parent === 'no') ? 'block' : 'none';\r\n        document.getElementById('sub-daeseup-sibling').style.display = (child === 'no' && parent === 'no' && sibling === 'yes') ? 'block' : 'none';\r\n\r\n        let resultText = \"\";\r\n        if (child === 'yes') {\r\n            if (preChild === 'no') {\r\n                resultText = spouse === 'yes' ? \"1\uc21c\uc704: [\ubc30\uc6b0\uc790]\uc640 [\uc790\ub140\ub4e4] \uacf5\ub3d9 \uc0c1\uc18d\" : \"1\uc21c\uc704: [\uc790\ub140\ub4e4] \ub2e8\ub3c5 \uc0c1\uc18d\";\r\n            } else {\r\n                if (grandChild === 'yes') {\r\n                    resultText = spouse === 'yes' ?\r\n                        `1\uc21c\uc704: [\ubc30\uc6b0\uc790] + [\uc0dd\uc874 \uc790\ub140] + <span style=\"color:#f1c40f\">[\ub300\uc2b5\uc0c1\uc18d\uc778(\uc190\uc790\ub140 \ub4f1)]<\/span>` :\r\n                        `1\uc21c\uc704: [\uc0dd\uc874 \uc790\ub140] + <span style=\"color:#f1c40f\">[\ub300\uc2b5\uc0c1\uc18d\uc778(\uc190\uc790\ub140 \ub4f1)]<\/span>`;\r\n                    resultText += \"<br><br>\ud83d\udea8 <strong>\ub300\uc2b5\uc0c1\uc18d \ubc1c\uc0dd!<\/strong>\";\r\n                } else {\r\n                    resultText = \"\uc0ac\ub9dd\ud55c \uc790\ub140\uc5d0\uac8c \uac00\uc871\uc774 \uc5c6\uc73c\ubbc0\ub85c, [\ub098\uba38\uc9c0 \uc0dd\uc874 \uc790\ub140]\ub4e4\uc774 \uc0c1\uc18d\ubc1b\uc2b5\ub2c8\ub2e4.\";\r\n                    if (spouse === 'yes') resultText += \" (\ubc30\uc6b0\uc790 \ud3ec\ud568)\";\r\n                }\r\n            }\r\n        } else if (parent === 'yes') {\r\n            resultText = spouse === 'yes' ? \"2\uc21c\uc704: [\ubc30\uc6b0\uc790]\uc640 [\ubd80\ubaa8\ub2d8] \uacf5\ub3d9 \uc0c1\uc18d\" : \"2\uc21c\uc704: [\ubd80\ubaa8\ub2d8] \ub2e8\ub3c5 \uc0c1\uc18d\";\r\n        } else {\r\n            if (spouse === 'yes') {\r\n                resultText = \"\ud2b9\ub840: [\ubc30\uc6b0\uc790] \ub2e8\ub3c5 \uc0c1\uc18d (1,2\uc21c\uc704 \uc5c6\uc74c)\";\r\n            } else {\r\n                if (sibling === 'yes') {\r\n                    if (nephew === 'yes') {\r\n                        resultText = `3\uc21c\uc704: [\uc0dd\uc874 \ud615\uc81c] + <span style=\"color:#f1c40f\">[\ub300\uc2b5\uc0c1\uc18d\uc778(\uc870\uce74)]<\/span> \uacf5\ub3d9 \uc0c1\uc18d`;\r\n                        resultText += \"<br><br>\ud83d\udea8 <strong>\ud615\uc81c \ub300\uc2b5\uc0c1\uc18d \ubc1c\uc0dd!<\/strong>\";\r\n                    } else {\r\n                        resultText = \"3\uc21c\uc704: [\ud615\uc81c\uc790\ub9e4] \uc0c1\uc18d\";\r\n                    }\r\n                } else {\r\n                    resultText = \"4\uc21c\uc704: 4\ucd0c \uc774\ub0b4 \ubc29\uacc4\ud608\uc871 \ub610\ub294 \uc0c1\uc18d\uc778 \ubd80\uc874\uc7ac\";\r\n                }\r\n            }\r\n        }\r\n        document.getElementById('heir-result-text').innerHTML = resultText;\r\n    }\r\n\r\n    function ih_runCalc() {\r\n        \/\/ Assets\r\n        const assetReal = ih_getVal('asset-real');\r\n        const assetBank = ih_getVal('asset-bank');\r\n        const assetEtc = ih_getVal('asset-etc');\r\n        const totalAsset = assetReal + assetBank + assetEtc;\r\n\r\n        \/\/ Debts\r\n        const debtBank = ih_getVal('debt-bank');\r\n        const debtPrivate = ih_getVal('debt-private');\r\n        const debtTax = ih_getVal('debt-tax');\r\n        const totalDebt = debtBank + debtPrivate + debtTax;\r\n\r\n        const net = totalAsset - totalDebt;\r\n\r\n        document.getElementById('calc-summary').innerHTML = `\r\n        \ucd1d \uc790\uc0b0: ${ih_fmt(totalAsset)}\ub9cc\uc6d0  \/  \ucd1d \ucc44\ubb34: ${ih_fmt(totalDebt)}\ub9cc\uc6d0\r\n        <hr style=\"opacity:0.3; margin:10px 0;\">\r\n        <span style=\"font-size:1.3rem; color:${net >= 0 ? '#2ecc71' : '#e74c3c'}\">\r\n            ${net >= 0 ? '\uc608\uc0c1 \uc0c1\uc18d\uc561: +' : '\ube5a \ucd08\uacfc: '} ${ih_fmt(Math.abs(net))}\ub9cc\uc6d0\r\n        <\/span>\r\n    `;\r\n    }\r\n\r\n    function ih_runStrategy() {\r\n        const asset = ih_getVal('asset-real') + ih_getVal('asset-bank') + ih_getVal('asset-etc');\r\n        const debt = ih_getVal('debt-bank') + ih_getVal('debt-private') + ih_getVal('debt-tax');\r\n        const net = asset - debt;\r\n        const reportEl = document.getElementById('final-report');\r\n\r\n        let html = \"\";\r\n        if (net > 0) {\r\n            html = `\r\n            <div class=\"ih-box box-info\" style=\"border-left:5px solid #27ae60\">\r\n                <h3 style=\"color:#27ae60; margin-top:0;\">\u2705 \ucd94\ucc9c: \ub2e8\uc21c\uc2b9\uc778<\/h3>\r\n                <p>\uc7ac\uc0b0\uc774 \ube5a\ubcf4\ub2e4 \ub9ce\uc2b5\ub2c8\ub2e4. \uc815\uc0c1\uc801\uc73c\ub85c \uc0c1\uc18d\uc744 \ubc1b\uc73c\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\r\n            <\/div>\r\n            <h4>\ud83d\ude80 \uc2e4\ud589 \uc808\ucc28<\/h4>\r\n            <ol>\r\n                <li>\uc0c1\uc18d\uc7ac\uc0b0\ubd84\ud560\ud611\uc758\uc11c \uc791\uc131<\/li>\r\n                <li>\ubd80\ub3d9\uc0b0 \ub4f1\uae30 \ubc0f \uc608\uae08 \uc778\ucd9c<\/li>\r\n                <li>\uc0c1\uc18d\uc138 \uc2e0\uace0 (6\uac1c\uc6d4 \ub0b4)<\/li>\r\n            <\/ol>\r\n        `;\r\n        } else if (net < 0) {\r\n            html = `\r\n            <div class=\"ih-box box-danger\" style=\"border-left:5px solid #c0392b\">\r\n                <h3 style=\"color:#c0392b; margin-top:0;\">\u26a0\ufe0f \ucd94\ucc9c: \ud55c\uc815\uc2b9\uc778 (+ \uc0c1\uc18d\uc7ac\uc0b0\ud30c\uc0b0)<\/h3>\r\n                <p>\ube5a\uc774 \ub354 \ub9ce\uc2b5\ub2c8\ub2e4. \uc0c1\uc18d\ud3ec\uae30\ubcf4\ub2e4\ub294 <strong>\ud55c\uc815\uc2b9\uc778<\/strong>\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\r\n            <\/div>\r\n            <div class=\"ih-box box-warn\">\r\n                <strong>\u2753 \uc65c \ud3ec\uae30 \ub300\uc2e0 \ud55c\uc815\uc2b9\uc778\uc778\uac00\uc694?<\/strong><br>\r\n                \uc120\uc21c\uc704\uac00 \uc804\ubd80 \ud3ec\uae30\ud558\uba74 \ube5a\uc774 <strong>\ud6c4\uc21c\uc704(\uc190\uc790, \ud615\uc81c, 4\ucd0c)<\/strong>\uc5d0\uac8c \ub118\uc5b4\uac11\ub2c8\ub2e4.<br>\r\n                1\uba85\uc774 \ucd1d\ub300\ub97c \uba54\uace0 \ud55c\uc815\uc2b9\uc778\uc744 \ud558\uc5ec \ube5a\uc758 \ub300\ubb3c\ub9bc\uc744 \ub04a\uc5b4\uc57c \ud569\ub2c8\ub2e4.\r\n            <\/div>\r\n            <h4>\ud83d\ude80 \uc2e4\ud589 \uc808\ucc28<\/h4>\r\n            <ol>\r\n                <li>3\uac1c\uc6d4 \ub0b4 <strong>\ud55c\uc815\uc2b9\uc778 \uc2ec\ud310\uccad\uad6c<\/strong><\/li>\r\n                <li>\uc2e0\ubb38 \uacf5\uace0 \ubc0f \ucc44\uad8c\uc790 \ud1b5\uc9c0 (\ub0b4\uc6a9\uc99d\uba85 \ud65c\uc6a9)<\/li>\r\n                <li>\ucc44\ubb34 \ucd08\uacfc \uc0c1\ud0dc\uc774\ubbc0\ub85c <strong>\uc0c1\uc18d\uc7ac\uc0b0 \ud30c\uc0b0\uc2e0\uccad<\/strong> \uad8c\uc7a5<\/li>\r\n            <\/ol>\r\n        `;\r\n        } else {\r\n            html = `\r\n            <div class=\"ih-box box-warn\" style=\"border-left:5px solid #f39c12\">\r\n                <h3 style=\"color:#d35400; margin-top:0;\">\ud83d\udee1\ufe0f \ucd94\ucc9c: \ud55c\uc815\uc2b9\uc778 (\uc548\uc804\uc7a5\uce58)<\/h3>\r\n                <p>\uc790\uc0b0\uacfc \ucc44\ubb34\uac00 \ube44\uc2b7\ud558\uac70\ub098, \uc228\uaca8\uc9c4 \ube5a\uc774 \uc788\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \ud55c\uc815\uc2b9\uc778\uc744 \ud574\ub450\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\r\n            <\/div>\r\n            <p>\ud639\uc2dc \ubaa8\ub97c \uc6b0\ubc1c\ucc44\ubb34(\ubcf4\uc99d \ub4f1)\uc5d0 \ub300\ube44\ud574 \ud55c\uc815\uc2b9\uc778 \uc808\ucc28\ub97c \ud655\uc778\ud558\uc138\uc694.<\/p>\r\n        `;\r\n        }\r\n        reportEl.innerHTML = html;\r\n        ih_goStep(4);\r\n    }\r\n\r\n    function ih_goStep(stepNum) {\r\n        \/\/ ID \ubc94\uc704 \ub0b4\uc5d0\uc11c\ub9cc \uc120\ud0dd\ud558\ub3c4\ub85d \ubc94\uc704 \ud55c\uc815\r\n        const app = document.getElementById('ai-inheritance-app');\r\n        app.querySelectorAll('.ih-screen').forEach(el => el.classList.remove('active'));\r\n        document.getElementById(`step-${stepNum}`).classList.add('active');\r\n        app.querySelectorAll('.step-nav').forEach((el, index) => {\r\n            el.classList.remove('active', 'completed');\r\n            if (index + 1 < stepNum) el.classList.add('completed');\r\n            if (index + 1 === stepNum) el.classList.add('active');\r\n        });\r\n        if (stepNum === 1) ih_runHeirLogic();\r\n    }\r\n\r\n    \/\/ \ucd08\uae30 \uc2e4\ud589 (\ubb38\uc11c \ub85c\ub4dc \uc2dc)\r\n    document.addEventListener(\"DOMContentLoaded\", function() {\r\n        ih_runHeirLogic();\r\n    });\r\n<\/script>\r\n<!-- END: \uc0c1\uc18d \uac00\uc774\ub4dc \ub3c4\uad6c -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\uc0c1\uc18d \uc808\ucc28 &#038; \ubc29\uc548 \uc0b4\ud3b4\ubcf4\uae30 \uc0c1\uc18d\uc778 \ud310\uc815\ubd80\ud130 \uc548\uc2ec\uc0c1\uc18d, \uc790\uc0b0\ubd84\uc11d \ubc0f \ubc95\ub960\uc815\ubcf4 1.\uc0c1\uc18d\uc778\ud310\uc815 2.\uc0ac\ub9dd\uc2e0\uace0\/\uc548\uc2ec\uc0c1\uc18d 3.\uc7ac\uc0b0\ubd84\uc11d 4.\ub300\uc751\uc804\ub7b5 STEP 1. \uc0c1\uc18d\uc778 \uc815\ubc00 \ud310\uc815 (\ub300\uc2b5\uc0c1\uc18d) \ud83d\udca1 \ub300\uc2b5\uc0c1\uc18d\uc774\ub780? \uc790\ub140\ub098 \ud615\uc81c\uac00 \uace0\uc778\ubcf4\ub2e4 \uba3c\uc800 \uc0ac\ub9dd\ud55c \uacbd\uc6b0, \uadf8\ub4e4\uc758 \ubc30\uc6b0\uc790\ub098 \uc790\ub140(\uc190\uc790\ub140\/\uc870\uce74)\uac00 \ub300\uc2e0 \uc0c1\uc18d\ubc1b\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. 1. \uace0\uc778(\ud53c\uc0c1\uc18d\uc778)\uc5d0\uac8c \ubc30\uc6b0\uc790\uac00 \uc788\uc2b5\ub2c8\uae4c? \uc608\uc544\ub2c8\uc624 2. \uace0\uc778\uc5d0\uac8c \uc790\ub140\uac00 \uc788\uc2b5\ub2c8\uae4c? (\uba3c\uc800 \uc0ac\ub9dd\ud55c \uc790\ub140 \ud3ec\ud568) \uc608 (\uc790\ub140 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-pagebuilder-full-width.php","meta":{"footnotes":""},"class_list":["post-14817","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14817"}],"version-history":[{"count":3,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14817\/revisions"}],"predecessor-version":[{"id":14820,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14817\/revisions\/14820"}],"wp:attachment":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}