{"id":14301,"date":"2025-08-02T17:30:20","date_gmt":"2025-08-02T08:30:20","guid":{"rendered":"https:\/\/chois2080.mycafe24.com\/?page_id=14301"},"modified":"2025-12-10T09:48:54","modified_gmt":"2025-12-10T00:48:54","slug":"elementor-14301","status":"publish","type":"page","link":"https:\/\/chois2080.mycafe24.com\/?page_id=14301","title":{"rendered":"\uac1c\uc778\ud68c\uc0dd \uc9c4\ub2e8_\ub098\ud640\ub85c"},"content":{"rendered":"\t\t
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        • \ubaa9\uc801: \ucc44\ubb34\uc790\uc758 \uacbd\uc81c\uc801 \uc7ac\uae30\ub97c \ub3d5\uae30 \uc704\ud55c \uc911\uc694\ud55c \ucc28\uc774\uc810\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub294 \uc704\uc5d0 \uc124\uba85\ub41c \uccad\uc0b0\uac00\uce58\ubcf4\uc7a5 \uc6d0\uce59\uacfc \uade0\ud615\uc744 \uc774\ub8e8\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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          \n\t\t\t\t\t\r\n\r\n\r\n\r\n \r\n \r\n \uac1c\uc778\ud68c\uc0dd \uc9c4\ub2e8 \uacc4\uc0b0\uae30<\/title>\r\n <style>\r\n @import url('https:\/\/fonts.googleapis.com\/css2?family=Noto+Sans+KR:wght@300;400;500;700;900&display=swap');\r\n\r\n html {\r\n font-size: 18px;\r\n }\r\n\r\n :root {\r\n --primary-color: #4F46E5;\r\n \/* Indigo *\/\r\n --primary-hover: #4338CA;\r\n --secondary-color: #6B7280;\r\n --text-dark: #111827;\r\n --text-medium: #374151;\r\n --text-light: #9CA3AF;\r\n --bg-body: #E5E7EB;\r\n \/* Slightly darker grey for better contrast *\/\r\n --bg-card: #FFFFFF;\r\n --border-color: #E5E7EB;\r\n --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);\r\n --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);\r\n --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);\r\n --radius-md: 0.5rem;\r\n --radius-lg: 0.75rem;\r\n }\r\n\r\n body {\r\n font-family: 'Noto Sans KR', sans-serif;\r\n line-height: 1.6;\r\n color: var(--text-medium);\r\n background-color: var(--bg-body);\r\n margin: 0;\r\n padding: 40px 20px;\r\n }\r\n\r\n .container {\r\n max-width: 1000px;\r\n \/* Increased width *\/\r\n margin: 0 auto;\r\n background-color: var(--bg-card);\r\n border-radius: var(--radius-lg);\r\n box-shadow: var(--shadow-lg);\r\n padding: 50px;\r\n \/* Increased padding *\/\r\n border: 1px solid var(--border-color);\r\n }\r\n\r\n h1 {\r\n text-align: center;\r\n color: var(--text-dark);\r\n font-weight: 900;\r\n font-size: 2.5rem;\r\n \/* Slightly larger title *\/\r\n margin-bottom: 1.5rem;\r\n letter-spacing: -0.025em;\r\n }\r\n\r\n .main-description {\r\n text-align: center;\r\n color: var(--secondary-color);\r\n font-size: 1.1rem;\r\n margin-bottom: 3rem;\r\n max-width: 600px;\r\n margin-left: auto;\r\n margin-right: auto;\r\n }\r\n\r\n .input-section {\r\n background-color: #fff;\r\n margin-bottom: 3rem;\r\n }\r\n\r\n h2 {\r\n color: var(--text-dark);\r\n font-size: 1.5rem;\r\n font-weight: 800;\r\n margin-bottom: 1.5rem;\r\n padding-bottom: 0.75rem;\r\n border-bottom: 2px solid var(--primary-color);\r\n display: flex;\r\n align-items: center;\r\n }\r\n\r\n h2::before {\r\n content: '';\r\n display: inline-block;\r\n width: 8px;\r\n height: 24px;\r\n background-color: var(--primary-color);\r\n margin-right: 12px;\r\n border-radius: 4px;\r\n }\r\n\r\n h3 {\r\n color: var(--text-dark);\r\n font-size: 1.25rem;\r\n font-weight: 700;\r\n margin-top: 2.5rem;\r\n margin-bottom: 1rem;\r\n }\r\n\r\n .input-group {\r\n display: grid;\r\n grid-template-columns: 1fr 1.5fr;\r\n gap: 10px 30px;\r\n \/* Increased horizontal gap *\/\r\n align-items: center;\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n .input-group label {\r\n grid-column: 1;\r\n grid-row: 1;\r\n font-weight: 600;\r\n color: var(--text-dark);\r\n margin-bottom: 0;\r\n font-size: 1.05rem;\r\n }\r\n\r\n .input-description {\r\n grid-column: 1 \/ -1;\r\n grid-row: 2;\r\n font-size: 1rem;\r\n color: var(--secondary-color);\r\n margin-top: 4px;\r\n margin-bottom: 0;\r\n line-height: 1.4;\r\n background-color: #F9FAFB;\r\n padding: 8px 12px;\r\n border-radius: var(--radius-md);\r\n border-left: 3px solid #D1D5DB;\r\n font-weight: 400;\r\n \/* Ensure descriptions are not bold *\/\r\n }\r\n\r\n .input-with-unit {\r\n grid-column: 2;\r\n grid-row: 1;\r\n display: flex;\r\n align-items: center;\r\n gap: 0.75rem;\r\n width: 70%;\r\n \/* Reduced width to approx 2\/3 *\/\r\n }\r\n\r\n .input-with-unit input {\r\n flex: 1;\r\n padding: 0.75rem 1rem;\r\n border: 1px solid var(--border-color);\r\n border-radius: var(--radius-md);\r\n font-size: 1rem;\r\n transition: all 0.2s;\r\n text-align: right;\r\n color: var(--text-dark);\r\n background-color: #fff;\r\n font-weight: 700;\r\n \/* Bold text *\/\r\n }\r\n\r\n .input-with-unit input:focus {\r\n outline: none;\r\n border-color: var(--primary-color);\r\n box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.1);\r\n }\r\n\r\n .input-with-unit .unit-text {\r\n color: var(--secondary-color);\r\n font-weight: 500;\r\n font-size: 1rem;\r\n min-width: 20px;\r\n }\r\n\r\n .flex-container {\r\n display: flex;\r\n gap: 1.5rem;\r\n flex-wrap: wrap;\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n .flex-item {\r\n flex: 1;\r\n min-width: 280px;\r\n background-color: #F9FAFB;\r\n padding: 1.5rem;\r\n border-radius: var(--radius-md);\r\n border: 1px solid var(--border-color);\r\n }\r\n\r\n .flex-item .section-title {\r\n font-weight: 700;\r\n color: var(--text-dark);\r\n margin-top: 0;\r\n margin-bottom: 1rem;\r\n font-size: 1.1rem;\r\n border-bottom: 1px dashed #D1D5DB;\r\n padding-bottom: 0.5rem;\r\n }\r\n\r\n\r\n\r\n .button-container {\r\n display: flex;\r\n justify-content: center;\r\n margin-top: 2rem;\r\n margin-bottom: 2rem;\r\n }\r\n\r\n .calc-button {\r\n background-color: var(--primary-color);\r\n color: white;\r\n border: none;\r\n padding: 1rem 2rem;\r\n font-size: 1.1rem;\r\n font-weight: 600;\r\n border-radius: var(--radius-md);\r\n cursor: pointer;\r\n transition: background-color 0.2s, transform 0.1s;\r\n box-shadow: var(--shadow-md);\r\n }\r\n\r\n .calc-button:hover {\r\n background-color: var(--primary-hover);\r\n transform: translateY(-1px);\r\n }\r\n\r\n .calc-button:active {\r\n transform: translateY(0);\r\n }\r\n\r\n .result-section {\r\n margin-top: 2rem;\r\n padding: 1.5rem;\r\n background-color: #EEF2FF;\r\n \/* Light Indigo *\/\r\n border-radius: var(--radius-lg);\r\n border: 1px solid #C7D2FE;\r\n display: none;\r\n }\r\n\r\n .result-item {\r\n display: flex;\r\n justify-content: space-between;\r\n align-items: center;\r\n padding: 1rem 0;\r\n border-bottom: 1px solid #C7D2FE;\r\n }\r\n\r\n .result-item:last-child {\r\n border-bottom: none;\r\n }\r\n\r\n .result-item .label {\r\n font-weight: 600;\r\n color: var(--text-dark);\r\n }\r\n\r\n .result-item .label .formula {\r\n font-weight: 400;\r\n color: var(--secondary-color);\r\n font-size: 0.85rem;\r\n margin-left: 0.5rem;\r\n display: block;\r\n \/* Stack formula on new line for better readability *\/\r\n margin-top: 0.25rem;\r\n }\r\n\r\n .result-item .value {\r\n font-weight: 800;\r\n color: var(--primary-color);\r\n font-size: 1.2rem;\r\n }\r\n\r\n .final-result {\r\n margin-top: 2rem;\r\n padding: 2rem;\r\n background-color: #FEF2F2;\r\n border: 1px solid #FECACA;\r\n border-radius: var(--radius-lg);\r\n text-align: center;\r\n }\r\n\r\n .final-result .label {\r\n display: block;\r\n font-size: 1.25rem;\r\n font-weight: 700;\r\n color: #991B1B;\r\n margin-bottom: 1rem;\r\n }\r\n\r\n .final-result .value {\r\n font-size: 2.5rem;\r\n font-weight: 900;\r\n color: #DC2626;\r\n letter-spacing: -0.05em;\r\n }\r\n\r\n .note {\r\n background-color: #FFFBEB;\r\n border: 1px solid #FDE68A;\r\n color: #92400E;\r\n padding: 1rem;\r\n border-radius: var(--radius-md);\r\n font-size: 0.95rem;\r\n margin-bottom: 1.5rem;\r\n }\r\n\r\n \/* Responsive adjustments *\/\r\n @media (max-width: 640px) {\r\n .input-group {\r\n grid-template-columns: 1fr;\r\n gap: 8px;\r\n }\r\n\r\n .input-group label {\r\n grid-column: 1;\r\n grid-row: 1;\r\n }\r\n\r\n .input-group .input-with-unit {\r\n grid-column: 1;\r\n grid-row: 2;\r\n }\r\n\r\n .input-group .input-description {\r\n grid-row: 3;\r\n }\r\n }\r\n\r\n \/* Wizard \/ Stepper Styles *\/\r\n .step-indicator-container {\r\n display: flex;\r\n justify-content: space-between;\r\n margin-bottom: 3rem;\r\n position: relative;\r\n padding: 0 20px;\r\n }\r\n\r\n .step-indicator-container::before {\r\n content: '';\r\n position: absolute;\r\n top: 25px;\r\n left: 40px;\r\n right: 40px;\r\n height: 3px;\r\n background: #E5E7EB;\r\n z-index: 0;\r\n }\r\n\r\n .step-item {\r\n position: relative;\r\n z-index: 1;\r\n text-align: center;\r\n cursor: pointer;\r\n flex: 1;\r\n }\r\n\r\n .step-circle {\r\n width: 50px;\r\n height: 50px;\r\n border-radius: 50%;\r\n background: #fff;\r\n border: 3px solid #E5E7EB;\r\n color: #9CA3AF;\r\n display: flex;\r\n align-items: center;\r\n justify-content: center;\r\n font-weight: 700;\r\n font-size: 1.2rem;\r\n margin: 0 auto 0.75rem;\r\n transition: all 0.3s ease;\r\n }\r\n\r\n .step-item.active .step-circle {\r\n border-color: var(--primary-color);\r\n background: var(--primary-color);\r\n color: white;\r\n box-shadow: 0 0 0 4px rgba(79, 70, 229, 0.2);\r\n }\r\n\r\n .step-item.completed .step-circle {\r\n border-color: var(--primary-color);\r\n background: #fff;\r\n color: var(--primary-color);\r\n }\r\n\r\n .step-label {\r\n font-size: 0.95rem;\r\n color: #9CA3AF;\r\n font-weight: 500;\r\n transition: all 0.3s;\r\n }\r\n\r\n .step-item.active .step-label {\r\n color: var(--primary-color);\r\n font-weight: 700;\r\n }\r\n\r\n .step-item.completed .step-label {\r\n color: var(--text-dark);\r\n }\r\n\r\n .input-section {\r\n display: none;\r\n animation: fadeIn 0.4s ease-out;\r\n }\r\n\r\n .input-section.active {\r\n display: block;\r\n }\r\n\r\n @keyframes fadeIn {\r\n from {\r\n opacity: 0;\r\n transform: translateY(10px);\r\n }\r\n\r\n to {\r\n opacity: 1;\r\n transform: translateY(0);\r\n }\r\n }\r\n\r\n .wizard-nav {\r\n display: flex;\r\n justify-content: space-between;\r\n margin-top: 3rem;\r\n padding-top: 2rem;\r\n border-top: 2px solid #F3F4F6;\r\n }\r\n\r\n .nav-button {\r\n padding: 1rem 2.5rem;\r\n font-size: 1.1rem;\r\n font-weight: 600;\r\n border-radius: var(--radius-md);\r\n cursor: pointer;\r\n transition: all 0.2s;\r\n border: none;\r\n }\r\n\r\n .nav-button.prev {\r\n background-color: #F3F4F6;\r\n color: var(--text-medium);\r\n }\r\n\r\n .nav-button.prev:hover {\r\n background-color: #E5E7EB;\r\n }\r\n\r\n .nav-button.next {\r\n background-color: var(--primary-color);\r\n color: white;\r\n box-shadow: var(--shadow-md);\r\n }\r\n\r\n .nav-button.next:hover {\r\n background-color: var(--primary-hover);\r\n transform: translateY(-1px);\r\n }\r\n\r\n .nav-button:disabled {\r\n opacity: 0.5;\r\n cursor: not-allowed;\r\n transform: none !important;\r\n }\r\n\r\n \/* Responsive adjustments for wizard *\/\r\n @media (max-width: 640px) {\r\n .step-label {\r\n font-size: 0.8rem;\r\n display: none;\r\n \/* Hide labels on very small screens if needed, or adjust *\/\r\n }\r\n\r\n .step-item.active .step-label {\r\n display: block;\r\n }\r\n\r\n .step-circle {\r\n width: 35px;\r\n height: 35px;\r\n font-size: 1rem;\r\n border-width: 2px;\r\n }\r\n\r\n .step-indicator-container::before {\r\n top: 17.5px;\r\n }\r\n }\r\n <\/style>\r\n<\/head>\r\n\r\n<body>\r\n\r\n <div class=\"container\">\r\n <h1>\uac1c\uc778\ud68c\uc0dd \uc9c4\ub2e8\ud574 \ubcf4\uae30<\/h1>\r\n\r\n\r\n <!-- Step Indicators -->\r\n <div class=\"step-indicator-container\">\r\n <div class=\"step-item active\" onclick=\"goToStep(1)\">\r\n <div class=\"step-circle\">1<\/div>\r\n <div class=\"step-label\">\ucc44\ubb34 \uc0b0\uc815<\/div>\r\n <\/div>\r\n <div class=\"step-item\" onclick=\"goToStep(2)\">\r\n <div class=\"step-circle\">2<\/div>\r\n <div class=\"step-label\">\uc7ac\uc0b0\ubaa9\ub85d \ubc0f \uccad\uc0b0\uac00\uce58<\/div>\r\n <\/div>\r\n <div class=\"step-item\" onclick=\"goToStep(3)\">\r\n <div class=\"step-circle\">3<\/div>\r\n <div class=\"step-label\">\uc218\uc785\/\uc9c0\ucd9c\/\uac00\uc6a9\uc18c\ub4dd<\/div>\r\n <\/div>\r\n <div class=\"step-item\" onclick=\"goToStep(4)\">\r\n <div class=\"step-circle\">4<\/div>\r\n <div class=\"step-label\">\ubcc0\uc81c\uacc4\ud68d \ucd94\uc815<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Section 1: \ucc44\ubb34 \uc0b0\uc815 -->\r\n <div class=\"input-section active\" id=\"step1\">\r\n <h2>1. \ucc44\ubb34 \uc0b0\uc815<\/h2>\r\n <div class=\"input-group\">\r\n <label for=\"valA_debt\">\ubd80\ub3d9\uc0b0 \uc2dc\uac00 (A)<\/label>\r\n <p class=\"input-description\">\ubcf4\uc720\uc911\uc778 \ubd80\ub3d9\uc0b0\uc758 KB\uc2dc\uc138, \uc2e4\uac70\ub798\uac00 \ub610\ub294 \uacf5\uc2dc\uac00\uaca9\uc758 130%\ub97c \uc801\uc6a9\ud569\ub2c8\ub2e4. \uc815\ud655\ud55c \uc2dc\uc138 \ud30c\uc545\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valA_debt\" placeholder=\"\uc608: 300,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"priorityClaims\">\uc6b0\uc120\uad8c \uc788\ub294 \uac1c\uc778\ud68c\uc0dd\ucc44\uad8c (T)<\/label>\r\n <p class=\"input-description\">\uad6d\uc138, \uc9c0\ubc29\uc138, \uac74\uac15\ubcf4\ud5d8\ub8cc, \uc5f0\uae08\ubcf4\ud5d8\ub8cc \ub4f1 \uccb4\ub0a9\uc561\uacfc \ucd5c\uadfc 3\uac1c\uc6d4 \uc784\uae08\/3\ub144\uce58 \ud1f4\uc9c1\uae08 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"priorityClaims\" placeholder=\"\uc608: 5,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <h3>\ub2f4\ubcf4\ubd80 \ucc44\ubb34<\/h3>\r\n <div class=\"flex-container\">\r\n <div class=\"flex-item\">\r\n <p class=\"section-title\">\ub2f4\ubcf4\ubd80\ucc44\uad8c 1<\/p>\r\n <div class=\"input-group\">\r\n <label for=\"valB1\">\ud604\uc7ac \uc6d0\ub9ac\uae08 (B1)<\/label>\r\n <p class=\"input-description\">\ud604 \uc2dc\uc810\uc758 \ub300\ucd9c\uc6d0\uae08\uacfc \ubbf8\ub0a9\uc774\uc790\uc758 \ud569\uacc4\uc561(\ubd80\ucc44\uc99d\uba85\uc11c).<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valB1\" placeholder=\"\uc608: 200,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"valC1\">\ucc44\uad8c\ucd5c\uace0\uc561 (C1)<\/label>\r\n <p class=\"input-description\">\ub4f1\uae30\ubd80\ub4f1\ubcf8(\uc744\uad6c)\uc5d0 \uae30\uc7ac\ub41c \uadfc\uc800\ub2f9\uad8c\uc124\uc815 \ucd5c\uace0\uc561 \uae30\uc7ac.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valC1\" placeholder=\"\uc608: 220,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"flex-item\">\r\n <p class=\"section-title\">\ub2f4\ubcf4\ubd80\ucc44\uad8c 2 (\uc5c6\ub294 \uacbd\uc6b0 0)<\/p>\r\n <div class=\"input-group\">\r\n <label for=\"valB2\">\ud604\uc7ac \uc6d0\ub9ac\uae08 (B2)<\/label>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valB2\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"valC2\">\ucc44\uad8c\ucd5c\uace0\uc561 (C2)<\/label>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valC2\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <h3>\uc784\ucc28\uc778 \ub4f1 \uc6b0\uc120\ubcc0\uc81c\uad8c(\ucc44\ubb34\uc790\uac00 \uc784\ub300\uc778 \uacbd\uc6b0)<\/h3>\r\n <div class=\"input-group\">\r\n <label for=\"tenantDeposit\">\uc784\ucc28\uc778 \ud604\uc7ac \ubcf4\uc99d\uae08<\/label>\r\n <p class=\"input-description\">\uc784\ub300\ucc28\uacc4\uc57d\uc11c\uc0c1 \ubcf4\uc99d\uae08 \uc804\uc561\uc785\ub2c8\ub2e4. \ub300\ud56d\ub825(\uc804\uc785\uc2e0\uace0+\uc810\uc720)\uacfc \ud655\uc815\uc77c\uc790\uac00 \uc788\uc5b4\uc57c \uc6b0\uc120\ubcc0\uc81c\uad8c\uc774 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"tenantDeposit\" placeholder=\"\uc608: 50,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"seniorSecuredDebt\">\ubd80\ub3d9\uc0b0\uc758 \uc120\uc21c\uc704 \ub2f4\ubcf4\ucc44\uad8c\ucd5c\uace0\uc561<\/label>\r\n <p class=\"input-description\">\uc784\ucc28\uc778\uc758 \ud655\uc815\uc77c\uc790\ubcf4\ub2e4 \uba3c\uc800 \uc124\uc815\ub41c \uadfc\uc800\ub2f9\uad8c \ub4f1\uc758 \ucc44\uad8c\ucd5c\uace0\uc561 \ud569\uacc4\uc785\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"seniorSecuredDebt\" placeholder=\"0 (\uc5c6\uc73c\uba74 0 \uc785\ub825)\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n\r\n <h3>\uc77c\ubc18 \ucc44\ubb34<\/h3>\r\n <div class=\"input-group\">\r\n <label for=\"valI_debt\">\ubb34\ub2f4\ubcf4 \ucc44\uad8c \uc6d0\ub9ac\uae08 (I)<\/label>\r\n <p class=\"input-description\">\uc2e0\uc6a9\ub300\ucd9c, \uce74\ub4dc\ub860, \ubbf8\ub0a9 \uce74\ub4dc\ub300\uae08, \ubcf4\uc99d\ucc44\ubb34 \ub4f1 \ub2f4\ubcf4\uac00 \uc5c6\ub294 \ubaa8\ub4e0 \ucc44\ubb34\uc758 \uc6d0\uae08\uacfc \uc774\uc790 \ud569\uacc4\uc785\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valI_debt\" placeholder=\"\uc608: 70,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"valJ_debt\">\ud6c4\uc21c\uc704 \ucc44\uad8c \uc6d0\ub9ac\uae08 (J)<\/label>\r\n <p class=\"input-description\">\uac1c\uc778\ud68c\uc0dd \uac1c\uc2dc\uacb0\uc815 \ud6c4\uc758 \uc774\uc790, \ubc8c\uae08, \uacfc\ud0dc\ub8cc, \ucd94\uc9d5\uae08 \ub4f1\uc785\ub2c8\ub2e4. \uc774\ub294 \uc6b0\uc120\uad8c\uc774\ub098 \uc77c\ubc18 \ucc44\uad8c\ubcf4\ub2e4 \ub098\uc911\uc5d0\r\n \ubcc0\uc81c\ub429\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"valJ_debt\" placeholder=\"\uc608: 1,000,000\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"button-container\">\r\n <button class=\"calc-button\" onclick=\"calculateDebt()\">\uac1c\uc778\ud68c\uc0dd\ucc44\ubb34\uc561 \uacc4\uc0b0\ud558\uae30<\/button>\r\n <\/div>\r\n <div class=\"result-section\" id=\"debtResults\">\r\n <h3>\ucc44\ubb34 \ucd1d\uacc4 \uacb0\uacfc<\/h3>\r\n <div id=\"debtIntermediateResults\"><\/div>\r\n <div id=\"debtFinalResultContainer\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Section 2: \uc7ac\uc0b0\ubaa9\ub85d \ubc0f \uccad\uc0b0\uac00\uce58 -->\r\n <div class=\"input-section\" id=\"step2\">\r\n <h2>2. \uc7ac\uc0b0\ubaa9\ub85d \ubc0f \uccad\uc0b0\uac00\uce58 \uc0b0\uc815<\/h2>\r\n <p class=\"note\">*\uc6d0\uce59 : \uc555\ub958\uae08\uc9c0\uc7ac\uc0b0\uc740 \uccad\uc0b0\uac00\uce58\uc5d0\uc11c \uc81c\uc678. \ubc30\uc6b0\uc790 \uba85\uc758\uc758 \uc7ac\uc0b0(\ubcf4\uc99d\uae08 \ub4f1)\uc740 \uacf5\uc720\ucd94\uc815 1\/2 \uac00\uc0b0.<\/p>\r\n <div class=\"input-group\">\r\n <label for=\"val_a\">\ubd80\ub3d9\uc0b0(a)<\/label>\r\n <p class=\"input-description\">\uc2dc\uac00\uc5d0\uc11c \ub2f4\ubcf4\ucc44\ubb34(\uadfc\uc800\ub2f9 \ucc44\uad8c\ucd5c\uace0\uc561 \ub610\ub294 \uc2e4\uc81c \ud53c\ub2f4\ubcf4\ucc44\ubb34\uc561)\ub97c \uacf5\uc81c\ud55c \uc794\uc874\uac00\uce58\uc785\ub2c8\ub2e4. \uc2dc\uc138\uace4\ub780\ud55c \ud1a0\uc9c0\ub294 \uacf5\uc2dc\uc9c0\uac00\uc758 130%.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_a\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_b\">\uc608\uae08(b)<\/label>\r\n <p class=\"input-description\">\ubcf4\uc720\ud55c \ubaa8\ub4e0 \uc608\uae08 \uc794\uc561 \ud569\uacc4\uc5d0\uc11c \uc555\ub958\uae08\uc9c0\ucc44\uad8c(\uac1c\uc778\ubcc4 185\ub9cc\uc6d0)\uc744 \uacf5\uc81c\ud55c \uae08\uc561\uc785\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_b\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_c\">\ubcf4\uc99d\uae08(c)<\/label>\r\n <p class=\"input-description\">\uc784\ucc28\ubcf4\uc99d\uae08\uc5d0\uc11c \uc9c0\uc5ed\ubcc4 \ucd5c\uc6b0\uc120\ubcc0\uc81c\uae08(\uc11c\uc6b8 5500\ub9cc\uc6d0, \uacfc\ubc00\uc5b5\uc81c 4800\ub9cc\uc6d0 \ub4f1)\uc744 \uacf5\uc81c\ud55c \uae08\uc561. \ubc30\uc6b0\uc790 \uba85\uc758 \uc2dc\r\n 1\/2\ub9cc \ubc18\uc601\ud569\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_c\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_d\">\ubcf4\ud5d8\uae08(d)<\/label>\r\n <p class=\"input-description\">\uc608\uc0c1 \ud574\uc57d\ud658\uae09\uae08 \ucd1d\uc561\uc5d0\uc11c 150\ub9cc\uc6d0\uc744 \uacf5\uc81c\ud55c \uae08\uc561\uc785\ub2c8\ub2e4. \uc57d\uad00\ub300\ucd9c\uc774 \uc788\ub2e4\uba74 \uc774\ub97c \ube80 \uc794\uc561 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_d\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_e\">\uc608\uc0c1 \ud1f4\uc9c1\uae08(e)<\/label>\r\n <p class=\"input-description\">\ud604\uc7ac \ud1f4\uc9c1 \uc2dc \ubc1b\uc744 \uc218 \uc788\ub294 \ud1f4\uc9c1\uae08\uc758 1\/2\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. (\ud1f4\uc9c1\uc5f0\uae08\uc740 \uc555\ub958\uae08\uc9c0\ubc95\uc5d0 \ub530\ub77c \uc804\uc561 \uc81c\uc678\ub420 \uc218\r\n \uc788\uc2b5\ub2c8\ub2e4.)<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_e\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_f\">\uc790\ub3d9\ucc28 \ub4f1(f)<\/label>\r\n <p class=\"input-description\">\uc911\uace0\ucc28 \uc2dc\uc138(SK\uc5d4\uce74 \ub4f1)\uc5d0\uc11c \ud560\ubd80 \uc794\uc561 \ub4f1 \ub2f4\ubcf4\ucc44\ubb34\ub97c \uacf5\uc81c\ud55c \uac00\uce58\uc785\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_f\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_g\">\uadf8 \ubc16\uc758 \uac00\uc555\ub958 \uc801\ub9bd\uae08 \ub4f1(g):<\/label>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_g\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_h\">\uba74\uc81c\uc7ac\uc0b0\uc2e0\uccad(h)<\/label>\r\n <p class=\"input-description\">\ubc95\uc6d0\uc5d0 \uba74\uc81c\uc7ac\uc0b0 \uc2e0\uccad\uc744 \ud1b5\ud574 \uc778\uc815\ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc561(6\uac1c\uc6d4\uac04 \uc0dd\uacc4\ube44 \ub4f1). \ud1b5\uc0c1 \uc704 \ud56d\ubaa9\ub4e4\uc5d0\uc11c \uc774\ubbf8 \uacf5\uc81c\ub41c \uacbd\uc6b0\r\n 0\uc73c\ub85c \ub461\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_h\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"button-container\">\r\n <button class=\"calc-button\" onclick=\"calculateProperty()\">\uccad\uc0b0\uac00\uce58 \uacc4\uc0b0\ud558\uae30<\/button>\r\n <\/div>\r\n <div class=\"result-section\" id=\"propertyResults\">\r\n <h3>\uccad\uc0b0\uac00\uce58 \uacb0\uacfc<\/h3>\r\n <div id=\"propertyIntermediateResults\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Section 3: \uc218\uc785 \uc9c0\ucd9c \ubc0f \uac00\uc6a9\uc18c\ub4dd \uc0b0\uc815 -->\r\n <div class=\"input-section\" id=\"step3\">\r\n <h2>3. \uc218\uc785 \uc9c0\ucd9c \ubc0f \uac00\uc6a9\uc18c\ub4dd \uc0b0\uc815<\/h2>\r\n <div class=\"input-group\">\r\n <label for=\"val_i\">\uc2e4\uc218\ub839 \uc6d4\uc18c\ub4dd(i)<\/label>\r\n <p class=\"input-description\">\ucd5c\uadfc 1\ub144\uac04\uc758 \uc18c\ub4dd\uc5d0\uc11c \uc138\uae08, 4\ub300\ubcf4\ud5d8 \ub4f1\uc744 \uacf5\uc81c\ud55c \uc6d4\ud3c9\uade0 \uc2e4\uc218\ub839\uc561\uc785\ub2c8\ub2e4. \uc815\uae30 \uc0c1\uc5ec\uae08\ub3c4 \ud3ec\ud568\ud558\uc5ec \uc6d4\ud560\r\n \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_i\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_j\">\ubd80\uc591\uac00\uc871 \uc218(j)<\/label>\r\n <p class=\"input-description\">\ubcf8\uc778 \ud3ec\ud568. \uc18c\ub4dd \uc5c6\ub294 \ubc30\uc6b0\uc790, \ubbf8\uc131\ub144 \uc790\ub140, 60\uc138 \uc774\uc0c1 \ubd80\ubaa8 \ub4f1. (2025\ub144 1\uc778 \uc0dd\uacc4\ube44 \uc57d 143\ub9cc\uc6d0, 2\uc778\r\n 240\ub9cc\uc6d0 \ub4f1)<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"number\" id=\"val_j\" placeholder=\"0\">\r\n <span class=\"unit-text\">\uba85<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_k\">\ubc30\uc6b0\uc790 \uc18c\ub4dd(k)<\/label>\r\n <p class=\"input-description\">\ubc30\uc6b0\uc790\uc758 \uc6d4\ud3c9\uade0 \uc2e4\uc218\ub839\uc561\uc785\ub2c8\ub2e4. \ubc30\uc6b0\uc790 \uc18c\ub4dd\uc774 \ub192\uc73c\uba74 \ubd80\uc591\uac00\uc871 \uc778\uc815\uc774 \uc81c\ud55c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_k\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_l\">\uc774\uc678 \uc18c\ub4dd(l):<\/label>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_l\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <h3>\uc9c0\ucd9c\uacf5\uc81c <span class=\"description\">(\ucd94\uac00\ube44\uc6a9\uc740 \uc870\uac74\uc774 \ub9de\uc544\uc57c \uc778\uc815\ub428)<\/span><\/h3>\r\n <div class=\"input-group\">\r\n <label for=\"val_n\">\ucd94\uac00 \uc8fc\uac70\ube44(n)<\/label>\r\n <p class=\"input-description\">\ubc95\uc815 \ucd5c\uc800\uc0dd\uacc4\ube44\uc5d0 \ud3ec\ud568\ub41c \uc8fc\uac70\ube44\ub97c \ucd08\uacfc\ud558\ub294 \uc6d4\uc138 \ub4f1. \uc11c\uc6b8 \uae30\uc900 \uc77c\uc815 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ucd94\uac00 \uc0dd\uacc4\ube44\ub85c \uc778\uc815\ubc1b\uc744 \uc218\r\n \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_n\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_o\">\ucd94\uac00 \uad50\uc721\ube44(o)<\/label>\r\n <p class=\"input-description\">\uc790\ub140\uc758 \uacf5\uad50\uc721\ube44, \ud2b9\uc218\uad50\uc721\ube44 \ub4f1. \uc77c\ubc18\uc801\uc778 \uc0ac\uad50\uc721\ube44\ub294 \uc778\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_o\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"input-group\">\r\n <label for=\"val_p\">\ucd94\uac00 \uc758\ub8cc\ube44(p)<\/label>\r\n <p class=\"input-description\">\ubcf8\uc778 \ub610\ub294 \ubd80\uc591\uac00\uc871\uc758 \uc9c0\uc18d\uc801\uc778 \uc758\ub8cc\ube44 \uc9c0\ucd9c(\ub9cc\uc131\uc9c8\ud658 \ub4f1)\uc774 \uc788\ub294 \uacbd\uc6b0 \uc99d\ube59\uc744 \ud1b5\ud574 \uc778\uc815\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n <div class=\"input-with-unit\">\r\n <input type=\"text\" id=\"val_p\" placeholder=\"0\" oninput=\"formatInput(this)\">\r\n <span class=\"unit-text\">\uc6d0<\/span>\r\n <\/div>\r\n <\/div>\r\n <div class=\"button-container\">\r\n <button class=\"calc-button\" onclick=\"calculateIncome()\">\uac00\uc6a9\uc18c\ub4dd \uacc4\uc0b0\ud558\uae30<\/button>\r\n <\/div>\r\n <div class=\"result-section\" id=\"incomeResults\">\r\n <h3>\uc218\uc785 \ubc0f \uac00\uc6a9\uc18c\ub4dd \uc0b0\uc815 \uacb0\uacfc<\/h3>\r\n <div id=\"incomeIntermediateResults\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Section 4: \ubcc0\uc81c\uacc4\ud68d \ucd94\uc815 -->\r\n <div class=\"input-section\" id=\"step4\">\r\n <h2>4. \ubcc0\uc81c\uacc4\ud68d \ucd94\uc815<\/h2>\r\n <p class=\"note\">[\uac1c\uc778\ud68c\uc0dd\ucc44\ubb34\uc561 > \ubcc0\uc81c\uc608\uc815\uc561(\ud604\uc7ac\uac00\uce58) > \uccad\uc0b0\uac00\uce58] \uc870\uac74\uc774 \ub9cc\uc871\ub418\ub3c4\ub85d \uac00\uc6a9\uc18c\ub4dd \ub4f1\uc744 \uc870\uc815\ud558\uc5ec \uacc4\uc0b0\ud574\ubcf4\uc138\uc694.<\/p>\r\n <p class=\"note\">\uc704 \uc870\uac74\uc744 \uc704\ud574 \uc77c\ubd80 \ubd80\ub3d9\uc0b0\uc758 \ucc98\ubd84, \ube44\uc6a9\uacf5\uc81c \ucd94\uac00 \ub4f1 \uc138\ubd80\uc0ac\ud56d\uc740 \uc804\ubb38\uac00\uc778 \ubc95\ubb34\uc0ac \ub4f1\uc744 \uc9c1\uc811 \ubc29\ubb38\ud558\uc5ec \uc0c1\ub2f4\ubc14\ub78d\ub2c8\ub2e4.<\/p>\r\n <div class=\"button-container\">\r\n <button class=\"calc-button\" onclick=\"calculateRepaymentPlan()\">\ubcc0\uc81c\uc608\uc815\uc561 \ucd94\uc815\ud558\uae30<\/button>\r\n <\/div>\r\n <div class=\"result-section\" id=\"repaymentPlanResults\">\r\n <h3>\ubcc0\uc81c\uc608\uc815\uc561 \ucd94\uc815\uacb0\uacfc<\/h3>\r\n <div id=\"repaymentPlanIntermediateResults\"><\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Navigation Buttons -->\r\n <div class=\"wizard-nav\">\r\n <button class=\"nav-button prev\" id=\"prevBtn\" onclick=\"prevStep()\" disabled>\uc774\uc804 \ub2e8\uacc4<\/button>\r\n <button class=\"nav-button next\" id=\"nextBtn\" onclick=\"nextStep()\">\ub2e4\uc74c \ub2e8\uacc4<\/button>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <script>\r\n let currentStep = 1;\r\n const totalSteps = 4;\r\n\r\n function updateWizard() {\r\n \/\/ Update Sections\r\n for (let i = 1; i <= totalSteps; i++) {\r\n const section = document.getElementById(`step${i}`);\r\n if (i === currentStep) {\r\n section.classList.add('active');\r\n } else {\r\n section.classList.remove('active');\r\n }\r\n }\r\n\r\n \/\/ Update Indicators\r\n const steps = document.querySelectorAll('.step-item');\r\n steps.forEach((step, index) => {\r\n const stepNum = index + 1;\r\n step.classList.remove('active', 'completed');\r\n if (stepNum === currentStep) {\r\n step.classList.add('active');\r\n } else if (stepNum < currentStep) {\r\n step.classList.add('completed');\r\n }\r\n });\r\n\r\n \/\/ Update Buttons\r\n const prevBtn = document.getElementById('prevBtn');\r\n const nextBtn = document.getElementById('nextBtn');\r\n\r\n prevBtn.disabled = currentStep === 1;\r\n\r\n if (currentStep === totalSteps) {\r\n nextBtn.style.display = 'none';\r\n } else {\r\n nextBtn.style.display = 'block';\r\n nextBtn.textContent = '\ub2e4\uc74c \ub2e8\uacc4';\r\n }\r\n }\r\n\r\n function nextStep() {\r\n if (currentStep < totalSteps) {\r\n currentStep++;\r\n updateWizard();\r\n window.scrollTo(0, 0);\r\n }\r\n }\r\n\r\n function prevStep() {\r\n if (currentStep > 1) {\r\n currentStep--;\r\n updateWizard();\r\n window.scrollTo(0, 0);\r\n }\r\n }\r\n\r\n function goToStep(step) {\r\n currentStep = step;\r\n updateWizard();\r\n window.scrollTo(0, 0);\r\n }\r\n\r\n function formatCurrency(num) {\r\n if (isNaN(num) || num === null || num === undefined) {\r\n return \"0 \uc6d0\";\r\n }\r\n return Math.round(num).toLocaleString('ko-KR') + \" \uc6d0\";\r\n }\r\n\r\n function formatInput(input) {\r\n let value = input.value.replace(\/[^\\d]\/g, \"\");\r\n if (value) {\r\n input.value = parseInt(value, 10).toLocaleString('ko-KR');\r\n } else {\r\n input.value = '';\r\n }\r\n }\r\n\r\n function unformat(formattedValue) {\r\n return parseInt(formattedValue.replace(\/[^\\d.-]\/g, \"\")) || 0;\r\n }\r\n\r\n function getLivingCost(dependents) {\r\n switch (dependents) {\r\n case 1: return 1300000;\r\n case 2: return 2150000;\r\n case 3: return 2750000;\r\n case 4: return 3300000;\r\n case 5: return 3800000;\r\n case 6: return 4200000;\r\n case 7: return 4600000;\r\n default: return 0;\r\n }\r\n }\r\n\r\n function calculateProperty() {\r\n const a = unformat(document.getElementById('val_a').value);\r\n const b = unformat(document.getElementById('val_b').value);\r\n const c = unformat(document.getElementById('val_c').value);\r\n const d = unformat(document.getElementById('val_d').value);\r\n const e = unformat(document.getElementById('val_e').value);\r\n const f = unformat(document.getElementById('val_f').value);\r\n const g = unformat(document.getElementById('val_g').value);\r\n const h = unformat(document.getElementById('val_h').value);\r\n\r\n const totalAssets = a + b + c + d + e + f + g;\r\n const liquidationValue = totalAssets - h;\r\n\r\n const propertyResultsDiv = document.getElementById('propertyResults');\r\n const propertyIntermediateResultsDiv = document.getElementById('propertyIntermediateResults');\r\n\r\n propertyIntermediateResultsDiv.innerHTML = `\r\n <div class=\"result-item\">\r\n <span class=\"label\">\uc7ac\uc0b0 \ud569\uacc4 (a+b+c+d+e+f+g)<\/span>\r\n <span class=\"value\">${formatCurrency(totalAssets)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">\uccad\uc0b0\uac00\uce58 (\uc7ac\uc0b0 \ud569\uacc4 - h)<\/span>\r\n <span class=\"value\">${formatCurrency(liquidationValue)}<\/span>\r\n <\/div>\r\n `;\r\n propertyResultsDiv.style.display = 'block';\r\n }\r\n\r\n function calculateIncome() {\r\n const i = unformat(document.getElementById('val_i').value);\r\n const j = parseInt(document.getElementById('val_j').value) || 0;\r\n const k = unformat(document.getElementById('val_k').value); \/\/ Spouse income\r\n const l = unformat(document.getElementById('val_l').value); \/\/ Other income\r\n const n = unformat(document.getElementById('val_n').value); \/\/ Additional housing\r\n const o = unformat(document.getElementById('val_o').value); \/\/ Additional education\r\n const p = unformat(document.getElementById('val_p').value); \/\/ Additional medical\r\n\r\n let m = getLivingCost(j); \/\/ Standard living cost\r\n\r\n const availableIncome_q = (i + l - m - n - o - p) * 1.05;\r\n\r\n const incomeResultsDiv = document.getElementById('incomeResults');\r\n const incomeIntermediateResultsDiv = document.getElementById('incomeIntermediateResults');\r\n\r\n incomeIntermediateResultsDiv.innerHTML = `\r\n <div class=\"result-item\">\r\n <span class=\"label\">\uae30\uc900 \uc0dd\uacc4\ube44 (m) (\ubd80\uc591\uac00\uc871 \uc218(j) \uae30\uc900)<\/span>\r\n <span class=\"value\">${formatCurrency(m)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">\uc6d4 \uac00\uc6a9\uc18c\ub4dd (q) <span class=\"formula\">((i+l - m - n - o - p) * 1.05)<\/span><\/span>\r\n <span class=\"value\">${formatCurrency(availableIncome_q)}<\/span>\r\n <\/div>\r\n `;\r\n incomeResultsDiv.style.display = 'block';\r\n }\r\n\r\n function calculateDebt() {\r\n const A_debt = unformat(document.getElementById('valA_debt').value);\r\n const T = unformat(document.getElementById('priorityClaims').value);\r\n const B1 = unformat(document.getElementById('valB1').value);\r\n const C1 = unformat(document.getElementById('valC1').value);\r\n const B2 = unformat(document.getElementById('valB2').value);\r\n const C2 = unformat(document.getElementById('valC2').value);\r\n const tenantDeposit = unformat(document.getElementById('tenantDeposit').value);\r\n const seniorSecuredDebt = unformat(document.getElementById('seniorSecuredDebt').value);\r\n const I_debt = unformat(document.getElementById('valI_debt').value);\r\n const J_debt = unformat(document.getElementById('valJ_debt').value);\r\n\r\n const B_total = B1 + B2;\r\n const C_total = C1 + C2;\r\n\r\n const D = Math.min(C_total, A_debt * 0.7);\r\n const E = Math.max(0, Math.max(C_total, B_total) - D);\r\n const F = Math.min(B_total, D);\r\n const G_tenant = Math.max(0, Math.min(tenantDeposit, (A_debt * 0.7 - seniorSecuredDebt)));\r\n const H_tenant = tenantDeposit - G_tenant;\r\n\r\n const totalDebt = E + H_tenant + I_debt + J_debt + T;\r\n\r\n const debtResultsDiv = document.getElementById('debtResults');\r\n const debtIntermediateResultsDiv = document.getElementById('debtIntermediateResults');\r\n const debtFinalResultContainerDiv = document.getElementById('debtFinalResultContainer');\r\n\r\n debtIntermediateResultsDiv.innerHTML = `\r\n <div class=\"result-item\">\r\n <span class=\"label\">D. \ubcc4\uc81c\uad8c \ud589\uc0ac \ubcc0\uc81c \uc608\uc0c1\uc561<span class=\"formula\">= min(C1+C2, A * 70%)<\/span><\/span>\r\n <span class=\"value\">${formatCurrency(D)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">E. \ub2f4\ubcf4\ubd80 \ucc44\uad8c \uc911 \ubb34\ub2f4\ubcf4 \ud3b8\uc785\uc561<span class=\"formula\">= max(0, max(C1+C2, B1+B2) - D)<\/span><\/span>\r\n <span class=\"value\">${formatCurrency(E)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">F. \ub2f4\ubcf4\ubd80 \ud68c\uc0dd\ucc44\uad8c\uc561<span class=\"formula\">= min(B1+B2, D)<\/span><\/span>\r\n <span class=\"value\">${formatCurrency(F)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">G. \uc784\ucc28\ubcf4\uc99d\uae08 \uc911 \uc6b0\uc120\ubcc0\uc81c\uad8c\uc561<span class=\"formula\">= MAX(0, MIN(\ud604\uc7ac\ubcf4\uc99d\uae08, (A*70% - \uc120\uc21c\uc704\ub2f4\ubcf4\ucd5c\uace0\uc561)))<\/span><\/span>\r\n <span class=\"value\">${formatCurrency(G_tenant)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">H. \uc784\ucc28\ubcf4\uc99d\uae08 \uc911 \ubb34\ub2f4\ubcf4 \ud3b8\uc785\uc561<span class=\"formula\">= \ud604\uc7ac\ubcf4\uc99d\uae08 - G<\/span><\/span>\r\n <span class=\"value\">${formatCurrency(H_tenant)}<\/span>\r\n <\/div>\r\n `;\r\n\r\n debtFinalResultContainerDiv.innerHTML = `\r\n <div class=\"final-result\">\r\n <span class=\"label\">\uac1c\uc778\ud68c\uc0dd \ucd1d \ucc44\ubb34\uc561 (E + H + I + J + T)<\/span>\r\n <span class=\"value\">${formatCurrency(totalDebt)}<\/span>\r\n <\/div>\r\n `;\r\n debtResultsDiv.style.display = 'block';\r\n }\r\n\r\n function calculateRepaymentPlan() {\r\n \/\/ 1. Calculate Debt (Logic from calculateDebt)\r\n const A_debt = unformat(document.getElementById('valA_debt').value);\r\n const T = unformat(document.getElementById('priorityClaims').value);\r\n const B1 = unformat(document.getElementById('valB1').value);\r\n const C1 = unformat(document.getElementById('valC1').value);\r\n const B2 = unformat(document.getElementById('valB2').value);\r\n const C2 = unformat(document.getElementById('valC2').value);\r\n const tenantDeposit = unformat(document.getElementById('tenantDeposit').value);\r\n const seniorSecuredDebt = unformat(document.getElementById('seniorSecuredDebt').value);\r\n const I_debt = unformat(document.getElementById('valI_debt').value);\r\n const J_debt = unformat(document.getElementById('valJ_debt').value);\r\n\r\n const B_total = B1 + B2;\r\n const C_total = C1 + C2;\r\n\r\n const D = Math.min(C_total, A_debt * 0.7);\r\n const E = Math.max(0, Math.max(C_total, B_total) - D);\r\n const G_tenant = Math.max(0, Math.min(tenantDeposit, (A_debt * 0.7 - seniorSecuredDebt)));\r\n const H_tenant = tenantDeposit - G_tenant;\r\n\r\n const totalDebt = E + H_tenant + I_debt + J_debt + T;\r\n\r\n \/\/ 2. Calculate Liquidation Value (Logic from calculateProperty)\r\n const a_prop = unformat(document.getElementById('val_a').value);\r\n const b_prop = unformat(document.getElementById('val_b').value);\r\n const c_prop = unformat(document.getElementById('val_c').value);\r\n const d_prop = unformat(document.getElementById('val_d').value);\r\n const e_prop = unformat(document.getElementById('val_e').value);\r\n const f_prop = unformat(document.getElementById('val_f').value);\r\n const g_prop = unformat(document.getElementById('val_g').value);\r\n const h_prop = unformat(document.getElementById('val_h').value);\r\n\r\n const totalAssets = a_prop + b_prop + c_prop + d_prop + e_prop + f_prop + g_prop;\r\n const liquidationValue = totalAssets - h_prop;\r\n\r\n \/\/ 3. Calculate Income (Existing logic)\r\n const i = unformat(document.getElementById('val_i').value);\r\n const j = parseInt(document.getElementById('val_j').value) || 0;\r\n const k = unformat(document.getElementById('val_k').value);\r\n const l = unformat(document.getElementById('val_l').value);\r\n const n = unformat(document.getElementById('val_n').value);\r\n const o = unformat(document.getElementById('val_o').value);\r\n const p = unformat(document.getElementById('val_p').value);\r\n\r\n const m = getLivingCost(j);\r\n\r\n const availableIncome_q = (i + l - m - n - o - p) * 1.05;\r\n\r\n const availableIncome36Months = availableIncome_q * 36;\r\n const availableIncome60Months = availableIncome_q * 60;\r\n\r\n const repaymentPlanResultsDiv = document.getElementById('repaymentPlanResults');\r\n const repaymentPlanIntermediateResultsDiv = document.getElementById('repaymentPlanIntermediateResults');\r\n\r\n repaymentPlanIntermediateResultsDiv.innerHTML = `\r\n <div class=\"result-item\" style=\"border-bottom: 2px solid #C7D2FE; margin-bottom: 15px; padding-bottom: 15px;\">\r\n <span class=\"label\">\ucd1d \ucc44\ubb34\uc561<\/span>\r\n <span class=\"value\">${formatCurrency(totalDebt)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\" style=\"border-bottom: 2px solid #C7D2FE; margin-bottom: 15px; padding-bottom: 15px;\">\r\n <span class=\"label\">\uccad\uc0b0\uac00\uce58<\/span>\r\n <span class=\"value\">${formatCurrency(liquidationValue)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">\uac00\uc6a9\uc18c\ub4dd 36\uac1c\uc6d4 (\uc6d4 \uac00\uc6a9\uc18c\ub4dd * 36)<\/span>\r\n <span class=\"value\">${formatCurrency(availableIncome36Months)}<\/span>\r\n <\/div>\r\n <div class=\"result-item\">\r\n <span class=\"label\">\uac00\uc6a9\uc18c\ub4dd 60\uac1c\uc6d4 (\uc6d4 \uac00\uc6a9\uc18c\ub4dd * 60)<\/span>\r\n <span class=\"value\">${formatCurrency(availableIncome60Months)}<\/span>\r\n <\/div>\r\n <p class=\"note\" style=\"margin-top: 25px;\">\r\n \uc704 \uae08\uc561\uc774 \ubcc0\uc81c\uacc4\ud68d\uc548\uc758 \ubcc0\uc81c\uc608\uc815\uc561\uc73c\ub85c \ud65c\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc778\uac00\ub418\ub294 \ubcc0\uc81c\uacc4\ud68d\uc740 \uccad\uc0b0\uac00\uce58 \ubcf4\uc7a5\uc758 \uc6d0\uce59, \uadf8\ub9ac\uace0 \ucc44\ubb34\uc790 \ubc0f \ucc44\uad8c\uc790\uc758 \uc0c1\ud669 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uacb0\uc815\ub429\ub2c8\ub2e4.\r\n <\/p>\r\n <p class=\"note\" style=\"margin-top: 10px; background-color: #f3f4f6; border-color: #d1d5db; color: #6b7280;\">\r\n \uc8fc\uc758 : \uac1c\uc778\ud68c\uc0dd\uc2e0\uccad\uc744 \uc704\ud574 \uc8fc\uc694\ud56d\ubaa9\uc744 \uac1c\ub7b5\uc801\uc73c\ub85c \uacc4\uc0b0\ud590\uc600\uc73c\ub2c8 \ucc38\uace0\uc6a9\uc73c\ub85c\ub9cc \uc0ac\uc6a9...\r\n <\/p>\r\n `;\r\n repaymentPlanResultsDiv.style.display = 'block';\r\n }\r\n <\/script>\r\n\r\n<\/body>\r\n\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\uac1c\uc778\ud68c\uc0dd \uae30\ubcf8 \uc6d0\uce59 \uac00. \uccad\uc0b0\uac00\uce58\ubcf4\uc7a5 \uc6d0\uce59\u00a0 \uc815\uc758: \uac1c\uc778\ud68c\uc0dd \ubcc0\uc81c\uacc4\ud68d\uc5d0 \ub530\ub77c \ucc44\ubb34\uc790\uac00 \ubcc0\uc81c\ud574\uc57c \ud560 \ucd1d \uae08\uc561\uc740 \ucc44\ubb34\uc790\uc758 \uc7ac\uc0b0\uc744 \ud30c\uc0b0\ud560 \uacbd\uc6b0 \ucc44\uad8c\uc790\ub4e4\uc774 \ubc30\ub2f9\ubc1b\uc744 \uc218 \uc788\ub294 \ucd1d\uc561(\uc989, \ucc44\ubb34\uc790\uc758 ‘\uccad\uc0b0\uac00\uce58’)\ubcf4\ub2e4 \uc801\uc5b4\uc11c\ub294 \uc548 \ub41c\ub2e4\ub294 \uc6d0\uce59. \ubaa9\uc801: \ucc44\uad8c\uc790 \ubcf4\ud638\uc785\ub2c8\ub2e4. \ub9cc\uc57d \ucc44\ubb34\uc790\uac00 \ud30c\uc0b0\uc744 \uc2e0\uccad\ud558\uc5ec \uc7ac\uc0b0\uc744 \ucc98\ubd84\ud588\uc744 \ub54c \ucc44\uad8c\uc790\ub4e4\uc774 \ub354 \ub9ce\uc740 \ub3c8\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\uba74, \uad73\uc774 \uac1c\uc778\ud68c\uc0dd\uc5d0 \ub3d9\uc758\ud560 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-pagebuilder-full-width.php","meta":{"footnotes":""},"class_list":["post-14301","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14301"}],"version-history":[{"count":21,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14301\/revisions"}],"predecessor-version":[{"id":14797,"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=\/wp\/v2\/pages\/14301\/revisions\/14797"}],"wp:attachment":[{"href":"https:\/\/chois2080.mycafe24.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}